Polk County property record for 911 E Heron Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1980 |
| Lot Size | 0.271 acres (11,813 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Jun 2019) |
| Tax Bill | $2,269 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-01-663520-001700 |
| Primary APN | 26-29-01-663520-001700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 2,494 sqft |
| 1st Floor Area | 1,896 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,813 sqft (0.271 acres) |
| Lot Dimensions | 132 ft deep x 97 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Pool Area | 450 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 566 sqft |
| Cooling System | Central |
|---|
| Street Address | 911 E HERON CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | GARDEN GROVE SOUTH ADDITION PB 64 PG 22 LOT 170 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | GARDEN GROVE SOUTH ADDITION |
| Legal Tract | 663520 |
| Legal Block | 2 |
| Legal Lot Number | 170 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14001 |
Source: Polk County records · APN 26-29-01-663520-001700
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 911 E HERON CIR, WINTER HAVEN, FL 33884-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 27, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Mar 26, 2019 | Trustee's Deed, Foreclosure BANK OF THE WEST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Prior Sale | Mar 26, 2019 · Amount on Record |
| Deed Document Number | 2019134554 |
| Deed Book / Page | 10889 / 1233 |
| Prior Transfer Date | Nov 29, 1993 |
| Prior Transfer Doc | 3318000127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 911 E HERON CIR, WINTER HAVEN, FL 33884-2511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 911 E HERON CIR, WINTER HAVEN, FL 33884-2511 |
| Document Number | 0000147882 |
|---|---|
| Date | Jun 08, 2021 |
| Book Page | 11749/929 |
| Instrument | 2021147882 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 27, 2019 |
| Property Address | 911 E HERON CIR, WINTER HAVEN, FL 33884-2511 |
| Document Number | 0108891233 |
| Book / Page | 010889 / 001233 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 134554 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,609.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 E HERON CIR WINTER HAVEN FL 338842511, WINTER HAVEN, FL 33884-2511 |
| Document Number | 108891236 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 010889/001236 |
| Instrument | 134555 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 26, 2019 |
| Property Address | 911 E HERON CIR, WINTER HAVEN, FL 33884-2511 |
| Document Number | 0107881304 |
| Book / Page | 010788 / 001304 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 59622 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 09, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $954.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230 |
| Document Number | 107900493 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 010790/000493 |
| Instrument | 60898 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | SAN RAMON, CA 94583 |
| Amount | Amount Recorded |
|---|---|
| Term | 204 Months |
| Due | Mar 25, 2036 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,269.00 (-13.4%) Homeowner's exemption | $220,726 (+5.99%) | $303,414 (+2.03%) Land $35,000 Building $268,414 |
| 2023 | $2,620.00 (+3.27%) Homeowner's exemption | $208,257 (+3%) | $297,380 (+6.65%) Land $34,000 Building $263,380 |
| 2022 | $2,537.00 Homeowner's exemption | $202,191 | $278,845 Land $28,000 Building $250,845 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 308 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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