9729 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9729 Zig Zag Rd, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,823 sqft · built 1958
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Sep 2018)
Tax Bill	$7,178 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`603-0005-0046-00`

Property Details

APN / Parcel Number

Primary APN	`603-0005-0046-00`
Alternative APN	`122543346`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,823 sqft Living Area
Gross Area	4,326 sqft
1st Floor Area	1,923 sqft
Basement Area	1,923 sqft
Finished Basement	900 sqft
Unfinished Basement	1,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	48 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9729 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ZIG ZAG RD 100.03 X 200 LOT 1 SWAIM ACRES BLK A
Legal Subdivision	ACRES SWAIM
Legal Block	A
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	23902

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9729 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 5, 2018	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Dec 20, 2002 · Amount on Record
Deed Document Number	201878492
Deed Book / Page	13746 / 2200
Prior Transfer Date	Dec 2, 2010
Prior Transfer Doc	0000000357
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9729 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123696
Date	Nov 24, 2020
Book Page	14302/1151
Instrument	2020-0123696

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9729 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078538
Date	Sep 16, 2019
Book Page	14002/00007
Instrument	2019-0078538

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 5, 2018
Property Address	9729 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Document Number	0000078492
Book / Page	13746 / 02200
Map Reference	MB 68 PG 23
Instrument Date	Aug 24, 2018
Instrument	2018-0078492
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9729 ZIG ZAG RD, MONTGOMERY, OH 45242-7113

Mortgage

Document Number	0000078493
Date	Sep 5, 2018
Instrument	2018-0078493

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,178.00 (+2.37%)	$140,277 (-) Land $45,728 Building $94,549	$400,790 (-) Land $130,650 Building $270,140
2024	$7,012.00 (-0.55%)	$140,277 (-) Land $45,728 Building $94,549
2023	$7,051.00 (-21.33%)	$140,277 (-5.7%) Land $45,728 Building $94,549	$400,790 (-5.7%) Land $130,650 Building $270,140
2022	$8,963.00 Homeowner's exemption	$148,751 Land $45,721 Building $103,030
2020			$425,000 Land $130,630 Building $294,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Zig Zag Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures