9731 Royal Crest Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9731 Royal Crest Cir, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,852 sqft · built 2003
Lot Size0.18 acres (7,859 sqft)
Owner2 Individual Names on File
Last Sale$576,770 (Jul 2003)
Tax Bill$11,531 (2025)
Flood ZoneZone X (minimal risk)
APN07-224265

Property Details

APN / Parcel Number

Primary APN07-224265
Alternative APNs
  • 7224265
  • 224265

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,852 sqft Living Area
Gross Area6,312 sqft
1st Floor Area2,348 sqft
Basement Area1,600 sqft
Finished Basement1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,859 sqft (0.18 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area12 sqft
Deck Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number224265
Street Address9731 ROYAL CREST CIR
CityFREDERICK
StateMD
Zip21704-7801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 25038 SEC P3 7,859 SQ. FT. URBANA HIGHLANDS
Legal SubdivisionURBANA HIGHLANDS
Legal Lot Number25038
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1025
Census Tract752205

Owner

9731 Royal Crest Cir is owned and occupied by two individuals who bought it in July 2003.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9731 ROYAL CREST CIR, FREDERICK, MD 21704-7801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2003 · Amount on File
Deed SaleJul 22, 2003 · Amount on File
Prior SaleApr 15, 2003 · Amount on File
Deed Document Number20035063
Deed Book / Page3938 / 723
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 9731 Royal Crest Cir was $11,531 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$984,700$1,069,600 Land $226,400 Building $843,200
2025$11,531.00
2023$10,379.00 Homeowner's exemption$760,833$814,900 Land $176,400 Building $638,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9731 Royal Crest Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9731 Royal Crest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Royal Crest Cir

Nearby Streets

Search Property Records by Address or Parcel Number