9735 Frank Rd, Germantown, TN 38139 Property Records

Shelby County property record for 9735 Frank Rd, Germantown, TN 38139

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,665 sqft · built 1997
Lot Size	0.484 acres (21,084 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jan 2016)
Tax Bill	$2,844 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0-232H-A0-0028`

Property Details

APN / Parcel Number

Primary APN	`C0-232H-A0-0028`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,665 sqft Living Area
Gross Area	5,400 sqft
1st Floor Area	2,623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	21,084 sqft (0.484 acres)
Lot Dimensions	182 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	514 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9735 FRANK RD
City	GERMANTOWN
State	TN
Zip	38139-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SS FRANK ROAD SEE MAP D2-32HA
Legal Subdivision	HOUSTON LEVEE TRACE SUBDIVISION
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	21356

Owner

9735 Frank Rd is owned and occupied by two individuals who bought it in January 2016.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9735 FRANK RD, GERMANTOWN, TN 38139-8000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2016 · Amount on File
Deed Sale	Jan 28, 2016 · Amount on File
Deed Document Number	20168769
Prior Transfer Date	May 14, 1997
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9735 FRANK RD, GERMANTOWN, TN 38139-8000
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9735 FRANK RD, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0023044250
Date	Jun 6, 2023
Instrument	23044250

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2038

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9735 FRANK RD, GERMANTOWN, TN 38139-8000
Document Number	0000117589
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9735 FRANK RD GERMANTOWN TN 381398000, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0000117589
Date	Nov 14, 2017
Instrument	117589

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 9735 Frank Rd was $2,844.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,844.00	$175,600 Land $34,500 Building $141,100	$702,400 Land $138,000 Building $564,400
2023		$131,775 Land $21,875 Building $109,900
2022	$6,733.00
2021			$527,100 Land $87,500 Building $439,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9735 Frank Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9735 Frank Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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