97304 Blackbeards Way, Yulee, FL 32097 Property Records

Nassau County property record for 97304 Blackbeards Way, Yulee, FL 32097 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1976
Lot Size	0.729 acres (31,760 sqft)
Owner	2 Individual Names on File
Last Sale	$7,600 (Feb 2024)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Oct 2025 Reverse Mortgage Feb 2024 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`43-3N-28-509A-0050-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509A-0050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	31,760 sqft (0.729 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	60 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97304 BLACKBEARDS WAY
City	YULEE
State	FL
Zip	32097-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 IN OR 2693/1917 PIRATES WOOD #1 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD UN 01
Legal Lot Number	50
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1016
Census Tract	50308

Owner

Source: Nassau County records · APN 43-3N-28-509A-0050-0000

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97304 BLACKBEARDS WAY, YULEE, FL 32097-5070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Feb 12, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Deed Document Number	20243858
Deed Book / Page	2693 / 1917
Prior Transfer Date	Jan 24, 2024
Prior Transfer Doc	0026931917
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97304 BLACKBEARDS WAY, YULEE, FL 32097-5070
Transaction Type	Mortgage
Record Updated	Nov 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97304 BLACKBEARDS WAY, YULEE, FL 32097-5070

Mortgage

Document Number	0028220061
Date	Oct 10, 2025
Book Page	2822/61
Instrument	202545030902

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1002 Months
Due	Apr 07, 2109

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2025
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.5%

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 12, 2024
Property Address	97304 BLACKBEARDS WAY, YULEE, FL 32097-5070
Document Number	0026931917
Book / Page	2693 / 1917
Instrument Date	Jan 24, 2024
Instrument	202445003858
Transaction Type	Transfer
Record Updated	Mar 01, 2024

Transaction

Amount	Amount Recorded
Tax	$53.20
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97288 BLACKBEARDS WAY, YULEE, FL 32097-5069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97304 BLACKBEARDS WAY, YULEE, FL 32097-5070

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 27, 2022
Property Address	97304 BLACKBEARDS WAY, YULEE, FL 32097-5070
Document Number	0026100568
Book / Page	2610 / 568
Instrument Date	Dec 27, 2022
Instrument	202245042028
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3712 BARBIZON CR, JACKSONVILLE, FL 32257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97304 BLACKBEARDS WAY, YULEE, FL 32097-5070

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Oct 27, 2022
Property Address	97304 BLACKBEARDS WAY, YULEE, FL 32097-5070
Document Number	0025981932
Book / Page	2598 / 1932
Instrument Date	Oct 19, 2022
Instrument	202245036224
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3712 BARBIZON CIR N, JACKSONVILLE, FL 32257-7083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 BARBIZON CIR N, JACKSONVILLE, FL 32257-7083

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (+1.78%)	$140,768 (+2.9%)	$310,928 (+15.84%) Land $115,000 Building $195,928
2024	$1,514.00 (+2.02%) Homeowner's exemption	$136,801 (+2.92%)	$268,418 (+2.76%) Land $115,000 Building $153,418
2023	$1,484.00 (-12.34%) Homeowner's exemption	$132,914 (-10.17%)	$261,215 (+37.01%) Land $115,000 Building $146,215
2022	$1,693.00 Homeowner's exemption	$147,960	$190,652 Land $69,000 Building $121,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 475 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024, river or lake flooding, Hurricane Helene
Claims By Storm	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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