9730 46th St, Watertown, MN 55388 Property Records

Carver County property record for 9730 46th St, Watertown, MN 55388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,200 sqft · built 1993
Lot Size	19.7 acres (859,003 sqft)
Owner	Individual Name on Record
Last Sale	$677,000 (Dec 2019)
Tax Bill	$7,346 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-0240620`

Property Details

APN / Parcel Number

Primary APN	`10-0240620`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,200 sqft Finished Area
Gross Area	4,024 sqft
1st Floor Area	2,416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	859,003 sqft (19.7 acres)
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	560 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	9730 46TH ST
City	WATERTOWN
State	MN
Zip	55388-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 24 TOWNSHIP 117 RANGE 025 P/O E1/2 SW1/4 OF SE1/4 & SE1/4 SE1/4 WHICH LIES WLY OF E 660.99' OF SE1/4 SE1/4 & ELY NELY
Legal Range	025
Legal Township	117
Legal Section	24
Jurisdiction	CARVER MN
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1012
Census Tract	90101

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9730 46TH ST, WATERTOWN, MN 55388-9333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Grant Deed, Transfer AMERICAN MTG & EQUITY CNSLTS I
Feb 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	2019687999
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	0000641450
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARVER MN
Recording Date	Dec 10, 2019
Property Address	9730 46TH ST, WATERTOWN, MN 55388-9333
Document Number	0000687999
Instrument Date	Dec 6, 2019
Instrument	687999
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	TITLE MARK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9730 46TH ST WATERTOWN MN 553889333, WATERTOWN, MN 55388-9333

Mortgage

Document Number	688000
Date	Dec 10, 2019
Instrument	688000

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARVER MN
Recording Date	Feb 15, 2017
Property Address	9730 46TH ST, WATERTOWN, MN 55388-9333
Document Number	0000641450
Instrument Date	Feb 3, 2017
Instrument	641450
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9730 46TH ST WATERTOWN MN 553889333, WATERTOWN, MN 55388-9333

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
County Subdivision	Watertown Township
Unified School District	Watertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,346.00 (-1.58%) Homeowner's exemption	$787,800 (-2.48%) Land $340,000 Building $447,800	$787,800 (-2.48%) Land $340,000 Building $447,800
2025		$807,800 (+1.64%) Land $306,000 Building $501,800	$807,800 (+1.64%) Land $306,000 Building $501,800
2024	$7,464.00 (+4.57%) Homeowner's exemption	$794,800 (-2.21%) Land $297,500 Building $497,300	$794,800 (-2.21%) Land $297,500 Building $497,300
2023	$7,138.00 Homeowner's exemption	$812,800 Land $297,500 Building $515,300	$812,800 Land $297,500 Building $515,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Broadband, GigFire, Metronet.

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