11635 46th St, Watertown, MN 55388 Property Records

Carver County property record for 11635 46th St, Watertown, MN 55388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,713 sqft · built 2021
Lot Size	8.8 acres (383,459 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Feb 2021)
Tax Bill	$5,978 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-0271020`

Property Details

APN / Parcel Number

Primary APN	`10-0271020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,713 sqft Finished Area
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	383,459 sqft (8.8 acres)
Garage Area	1,105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	11635 46TH ST
City	WATERTOWN
State	MN
Zip	55388-9337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 27 TOWNSHIP 117 RANGE 025 PART OF THE NORTH HALF OF THE NORTHWEST QUARTER OF SECTION 27 TOWNSHIP 117 RANGE 25 CARVER
Legal Range	025
Legal Township	117
Legal Section	27
Jurisdiction	CARVER MN
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1009
Census Tract	90101

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11635 46TH ST, WATERTOWN, MN 55388-9337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Feb 12, 2021	Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Deed Document Number	2021717638
Prior Transfer Date	Sep 11, 2019
Prior Transfer Doc	000A683763
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	11635 46TH ST, WATERTOWN, MN 55388-9337
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A723125
Date	Apr 21, 2021
Instrument	A723125

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARVER MN
Recording Date	Feb 12, 2021
Property Address	11635 46TH ST, WATERTOWN, MN 55388-9337
Document Number	000A717638
Instrument Date	Jan 22, 2021
Instrument	A717638
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11635 46TH ST, WATERTOWN, MN 55388-9337

Mortgage

Document Number	000A718040
Date	Feb 18, 2021
Instrument	A718040

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
County Subdivision	Watertown Township
Unified School District	Watertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,978.00 (-2.22%) Homeowner's exemption	$691,400 (+3.61%) Land $290,000 Building $401,400	$691,400 (+3.61%) Land $290,000 Building $401,400
2025		$667,300 (+1.68%) Land $261,000 Building $406,300	$667,300 (+1.68%) Land $261,000 Building $406,300
2024	$6,114.00 (+4.37%) Homeowner's exemption	$656,300 (-2.9%) Land $253,800 Building $402,500	$656,300 (-2.9%) Land $253,800 Building $402,500
2023	$5,858.00 Homeowner's exemption	$675,900 Land $253,800 Building $422,100	$675,900 Land $253,800 Building $422,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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