973 Windwhisper Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 973 Windwhisper Ln, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	2 ba · 1,354 sqft · built 1986
Lot Size	0.121 acres (5,247 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 1997)
Tax Bill	$4,972 (2025)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-548-90043680`

Property Details

APN / Parcel Number

Primary APN	`06-548-90043680`
Alternative APNs	`6-548-90043680` `54890043680`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,354 sqft Living Area
1st Floor Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,247 sqft (0.121 acres)
Porch	Open Porch
Porch Area	15 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54890043680
Street Address	973 WINDWHISPER LN
City	ANNAPOLIS
State	MD
Zip	21403-3490
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 29B MARINERS POINT
Legal Subdivision	MARINERS POINT
Legal Block	2
Legal Lot Number	29B
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2003
Census Tract	706303

Owner

973 Windwhisper Ln, a townhouse, is owned by an individual who bought it in June 1997.

Source: Anne Arundel County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	309 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 1997 · Amount on File
Deed Sale	Jun 9, 1997 · Amount on File
Prior Sale	Jun 3, 1991 · Amount on File
Deed Document Number	19975724
Deed Book / Page	7961 / 155
Record Updated	Oct 29, 2026

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 8, 2026
Property Address	973 WINDWHISPER LN, ANNAPOLIS, MD 21403-3490
Document Number	4232000001
Book / Page	42329 / 1
Instrument Date	Mar 2, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CHESAPEAKE AVE, ANNAPOLIS, MD 21403-3201

Tax Assessment & Valuation

The 2025 property tax bill for 973 Windwhisper Ln was $4,972, up 4.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,200 (+4.96%) Land $195,000 Building $169,200	$364,200 (-) Land $195,000 Building $169,200
2025	$4,972.00 (+4.92%)	$347,000	$364,200 Land $195,000 Building $169,200
2024	$4,739.00 (+24.48%)
2023	$3,807.00 Homeowner's exemption	$312,600 Land $140,000 Building $172,600	$312,600 Land $140,000 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 973 Windwhisper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 973 Windwhisper Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20