Anne Arundel County property record for 965 Windwhisper Ln, Annapolis, MD 21403
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,584 sqft · built 1986 |
| Lot Size | 0.088 acres (3,837 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Apr 2017) |
| Tax Bill | $5,172 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-548-90043683 |
| Primary APN | 06-548-90043683 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,837 sqft (0.088 acres) |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 578 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54890043683 |
|---|---|
| Street Address | 965 WINDWHISPER LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3490 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 31B MARINERS POINT |
| Legal Subdivision | MARINERS POINT |
| Legal Block | 2 |
| Legal Lot Number | 31B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 706303 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 965 WINDWHISPER LN, ANNAPOLIS, MD 21403-3490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| May 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE COLUMBIA BANK |
| Apr 25, 2017 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Prior Sale | Jun 21, 2011 |
| Deed Document Number | 201730868-132 |
| Deed Book / Page | 30868 / 132 |
| Prior Transfer Date | May 14, 2011 |
| Prior Transfer Doc | 2357000099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 965 WINDWHISPER LN, ANNAPOLIS, MD 21403-3490 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0339690297 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 33969/297 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | HANOVER, MD 21076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 965 WINDWHISPER LN, ANNAPOLIS, MD 21403-3490 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | NONE AVAILABLE.3 |
| Name | Verified Name |
|---|
| Document Number | 0321570046 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 32157/046 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | HANOVER, MD 21076 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 25, 2017 |
| Property Address | 965 WINDWHISPER LN, ANNAPOLIS, MD 21403-3490 |
| Document Number | 0308680132 |
| Book / Page | 030868 / 000132 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 WINDWHISPER LN ANNAPOLIS MD 214033490, ANNAPOLIS, MD 21403-3490 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,400 (+14.84%) Land $195,000 Building $200,400 | $395,400 (+14.84%) Land $195,000 Building $200,400 | |
| 2025 | $5,172.00 (+7.39%) | ||
| 2023 | $4,816.00 Homeowner's exemption | $344,300 Land $140,000 Building $204,300 | $344,300 Land $140,000 Building $204,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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