973 Saint Germain Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 973 Saint Germain Rd, Chula Vista, CA 91913 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,048 sqft · built 1994
Lot Size	0.122 acres (5,322 sqft)
Owner	2 Individual Names on File
Last Sale	$612,000 (Feb 2019)
Tax Bill	$8,539 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595-460-28-00`

Property Details

APN / Parcel Number

Primary APN	`595-460-28-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,048 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	5,322 sqft (0.122 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	973 SAINT GERMAIN RD
City	CHULA VISTA
State	CA
Zip	91913-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 TR 013069
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013069
Legal Block	4
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	13418

Owner

Source: San Diego County records · APN 595-460-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	973 SAINT GERMAIN RD, CHULA VISTA, CA 91913-3117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage POINT MORTGAGE CORP
Feb 26, 2019	Grant Deed, Transfer · VA Mortgage POINT MORTGAGE CORP
Apr 23, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Prior Sale	Nov 25, 2008 · Amount on Record
Deed Document Number	201968495
Prior Transfer Date	Jun 25, 2014
Prior Transfer Doc	0000288492
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	973 SAINT GERMAIN RD, CHULA VISTA, CA 91913-3117
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197036
Date	Apr 17, 2020
Instrument	2020-0197036

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2019
Property Address	973 SAINT GERMAIN RD, CHULA VISTA, CA 91913-3117
Document Number	0000068495
Map Reference	MAP 13069
Instrument Date	Feb 08, 2019
Instrument	2019-0068495
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	973 SAINT GERMAIN RD, CHULA VISTA, CA 91913-3117

Mortgage

Document Number	0000068496
Date	Feb 26, 2019
Instrument	2019-0068496

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	973 SAINT GERMAIN RD, CHULA VISTA, CA 91913-3117
Document Number	0000177881
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	973 SAINT GERMAIN RD CHULA VISTA CA 919133117, CHULA VISTA, CA 91913-3117

Mortgage

Document Number	0000177881
Date	May 03, 2018
Instrument	177881

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 02, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$696,346 (+2%) Land $298,432 Building $397,914
2025	$8,539.00 (+5.03%) Homeowner's exemption	$682,693 (+4.04%) Land $292,581 Building $390,112
2023	$8,130.00 (+2.77%) Homeowner's exemption	$656,185 Land $281,221 Building $374,964
2022	$7,911.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wyyerd Group	Fiber	8,000 / 8,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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