973 Ranchhand Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 973 Ranchhand Dr, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 2017
Lot Size	0.18 acres (7,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Sep 2023)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94023-10-003`

Property Details

APN / Parcel Number

Primary APN	`94023-10-003`
Alternative APN	`R1656965`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,444 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,825 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656965
Street Address	973 RANCHHAND DR
City	BERTHOUD
State	CO
Zip	80513-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 6, PRAIRIESTAR FILING NO 1, BER (20140030665)
Legal Range	69W
Legal Township	4N
Legal Section	2
Legal Subdivision	PRAIRIESTAR FILING NO 1
Legal Block	6
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2104
Census Tract	2602

Owner

Source: Larimer County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	973 RANCHHAND DR, BERTHOUD, CO 80513-2703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jul 6, 2018	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	202338533
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	0000021423
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 6, 2023
Property Address	973 RANCHHAND DR, BERTHOUD, CO 80513-2703
Document Number	0000038533
Instrument Date	Sep 5, 2023
Instrument	20230038533
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	973 RANCHHAND DR, BERTHOUD, CO 80513-2703

Mortgage

Document Number	0000038534
Date	Sep 6, 2023
Instrument	20230038534

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	973 RANCHHAND DR, BERTHOUD, CO 80513-2703
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010210
Date	Jan 28, 2021
Instrument	20210010210

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Apr 4, 2022
Property Address	973 RANCHHAND DR, BERTHOUD, CO 80513-2703
Document Number	0000021423
Instrument Date	Mar 30, 2022
Instrument	20220021423
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 RANCHLAND DRIVE, BERTHOUD, CO 80513-2703

Mortgage

Document Number	0000021424
Date	Apr 4, 2022
Instrument	20220021424

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 6, 2018
Property Address	973 RANCHHAND DR, BERTHOUD, CO 80513-2703
Document Number	0000040782
Instrument Date	Jun 29, 2018
Instrument	40782
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$36.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	973 RANCHHAND DR BERTHOUD CO 80513, BERTHOUD, CO 80513

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,064.00 (+10.11%)	$31,606 (-6.48%) Land $7,650 Building $23,956	$505,700 (+0.26%) Land $122,400 Building $383,300
2023	$4,599.00 (+24.7%)	$33,795 (+35%) Land $8,201 Building $25,594	$504,400 (+40.03%) Land $122,400 Building $382,000
2022	$3,688.00	$25,034 Land $6,616 Building $18,418	$360,200 Land $95,200 Building $265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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