973 Plum Tree Cir, Monroe, MI 48161 Property Records

Monroe County property record for 973 Plum Tree Cir, Monroe, MI 48161

Property Summary

Property TypeSingle Family Home
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (May 2025)
Tax Bill$3,380 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN13-446-035-00

Property Details

APN / Parcel Number

Primary APN13-446-035-00

Exterior

Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address973 PLUM TREE CIR
CityMONROE
StateMI
Zip48161-9674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLUM GROVE SUBDIVISION LOT 35
Legal SubdivisionGROVE SUB
Legal Lot Number35
JurisdictionMONROE MI
Township / Civil DivisionRAISINVILLE
Census Block Group3
Census Block3012
Census Tract831000

Owner

973 Plum Tree Cir is owned and occupied by an individual who bought it in May 2025.

Source: Monroe County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address483 ASPEN LN, MONROE, MI 48161-5736
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2020Warranty Deed, Transfer · VA Mortgage
OMEGA LNDG
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2025 · Amount on File
Deed SaleMay 16, 2025 · Amount on File
Prior SaleJun 5, 2020 · Amount on File
Deed Document Number20258046
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateJun 5, 2020
Property Address973 PLUM TREE CIR, MONROE, MI 48161-9674
Document Number0000010866
Instrument DateMar 10, 2020
Instrument10866
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyBARRISTERS SETTLEMENT AND TITLE, BARRISTERS SETTLEMENT & TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,407.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address29434 ROSSLYN AVE GARDEN CITY MI 481352656, GARDEN CITY, MI 48135-2656

Mortgage

Document Number10867
DateJun 5, 2020
Instrument10867
Lender
NameOMEGA LNDG
AddressROYAL OAK, MI 48067
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 4, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address973 PLUM TREE CIR, MONROE, MI 48161-9674
Document Number0000024573
Instrument DateNov 22, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 PLUM TREE CIR MONROE MI 481619674, MONROE, MI 48161-9674

Mortgage

Document Number0000024573
DateDec 11, 2017
Instrument24573
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 973 Plum Tree Cir was $3,380 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionRaisinville Township
Unified School DistrictIda Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,000 Land $163,000$326,000 Land $326,000
2025$3,380.00 Homeowner's exemption
2023$4,978.00$143,200$286,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 973 Plum Tree Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 973 Plum Tree Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE
serves 49,467 people · EPA ID MI0004450
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Plum Tree Cir

Nearby Streets

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