957 Plum Tree Cir, Monroe, MI 48161 Property Records

Monroe County property record for 957 Plum Tree Cir, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Jul 2025)
Tax Bill	$2,073 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-446-036-00`

Property Details

APN / Parcel Number

Primary APN	`13-446-036-00`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	957 PLUM TREE CIR
City	MONROE
State	MI
Zip	48161-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLUM GROVE SUBDIVISION LOT 36
Legal Subdivision	GROVE SUB
Legal Lot Number	36
Jurisdiction	MONROE MI
Township / Civil Division	RAISINVILLE
Census Block Group	3
Census Block	3012
Census Tract	831000

Owner

957 Plum Tree Cir is owned and occupied by two individuals who bought it in July 2025.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	957 PLUM TREE CIR, MONROE, MI 48161-9674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	202510998
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	957 PLUM TREE CIR, MONROE, MI 48161-9674
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 PLUM TREE CIR, MONROE, MI 48161-9674

Mortgage

Document Number	0000004858
Date	Mar 30, 2026
Instrument	2026R04858

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 10, 2023
Property Address	957 PLUM TREE CIR, MONROE, MI 48161-9674
Document Number	0000010298
Map Reference	LB 21 PG 90
Instrument Date	Jun 29, 2023
Instrument	2023R10298
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18965 KENT RD, DUNDEE, MI 48131-9647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 KESSLER ST, MONROE, MI 48162-4176

Mortgage

Document Number	0000010299
Date	Jul 10, 2023
Instrument	2023R10299

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year TN
Margin	2
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 957 Plum Tree Cir was $2,073 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Raisinville Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,100 (+6.06%) Land $189,100	$378,200 (+6.06%) Land $378,200
2025	$2,073.00 Homeowner's exemption	$178,300 Land $178,300	$356,600 Land $356,600
2023	$2,709.00 Homeowner's exemption	$166,900	$333,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 957 Plum Tree Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 957 Plum Tree Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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