973 Oak St, Clayton, CA 94517 Property Records

Contra Costa County property record for 973 Oak St, Clayton, CA 94517

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,384 sqft · built 1948
Lot Size	0.48 acres (20,908 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Oct 2011)
Tax Bill	$10,257 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`119-022-006-9`

Property Details

APN / Parcel Number

Primary APN	`119-022-006-9`
Alternative APN	`119-022-006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,384 sqft Living Area
1st Floor Area	3,384 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1990
Lot Area	20,908 sqft (0.48 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	973 OAK ST
City	CLAYTON
State	CA
Zip	94517-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	POR NE 1/4 SEC 14 T1N R1W .48 AC
Legal Range	01W
Legal Township	01N
Legal Section	14
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3004
Census Tract	355306

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	973 OAK ST, CLAYTON, CA 94517-1313
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage 1ST NTHRN CA CU
Dec 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2011 · Amount on Record
Deed Sale	Oct 5, 2011 · Amount on Record
Prior Sale	Jun 17, 2011 · Amount on Record
Deed Document Number	2011206078
Last Transfer Date	Oct 23, 2019
Transfer Doc	0000192449
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 30, 2019
Property Address	973 OAK ST, CLAYTON, CA 94517-1313
Document Number	0000192449
Instrument Date	Oct 23, 2019
Instrument	192449
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	973 OAK ST CLAYTON CA 945171313, CLAYTON, CA 94517-1313

Mortgage

Document Number	192450
Date	Oct 30, 2019
Instrument	192450

Lender

Name	1ST NTHRN CA CU
Address	MARTINEZ, CA 94553

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 24, 2018
Property Address	973 OAK ST, CLAYTON, CA 94517-1313
Document Number	0000205100
Instrument Date	Dec 19, 2018
Instrument	205100
Transaction Type	Transfer
Record Updated	Jan 4, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 302 CLAYTON CA 945170302, CLAYTON, CA 94517-0302

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Clayton City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$825,361 (+2%) Land $366,411 Building $458,950
2025	$10,257.00 (+4.43%)	$809,178 (+4.04%) Land $359,227 Building $449,951
2023	$9,822.00 (+1.3%)	$777,759 Land $345,279 Building $432,480
2022	$9,696.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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