Contra Costa County property record for 972 Oak St, Clayton, CA 94517
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,101 sqft · built 1964 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $650,000 (Apr 2007) |
| Tax Bill | $10,842 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-021-039-1 |
| Primary APN | 119-021-039-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,101 sqft Living Area |
| 1st Floor Area | 1,435 sqft |
| 2nd Floor Area | 666 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 577 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 972 OAK ST |
|---|---|
| City | CLAYTON |
| State | CA |
| Zip | 94517-1300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | POR NE 1/4 SEC 14 T1N R1W .29 AC |
| Legal Range | 01W |
| Legal Township | 01N |
| Legal Section | 14 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 355306 |
972 Oak St is owner-occupied and held in a trust since September 2026.
Source: Contra Costa County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 943 DOUGLAS CT, CLAYTON, CA 94517-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2007 · Amount on File |
| Deed Sale | Apr 3, 2007 · Amount on File |
| Deed Document Number | 200796575 |
| Last Transfer Date | Sep 10, 2026 |
| Transfer Doc | 0000097558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 16, 2026 |
| Property Address | 972 OAK ST, CLAYTON, CA 94517-1300 |
| Document Number | 0000097558 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202697558 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 943 DOUGLAS CT, CLAYTON, CA 94517-1307 |
The 2025 property tax bill for 972 Oak St was $10,842 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Clayton City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $888,261 (+2%) Land $491,961 Building $396,300 | |
| 2025 | $10,842.00 Homeowner's exemption | $870,845 Land $482,315 Building $388,530 |
| 2023 | $10,382.00 (+1.3%) Homeowner's exemption | $837,031 Land $463,587 Building $373,444 |
| 2022 | $10,249.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 972 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 972 Oak St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T.
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