973 NW Pine Lake Dr, Stuart, FL 34994 Property Records

Martin County property record for 973 NW Pine Lake Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,581 sqft · built 1953
Lot Size	0.862 acres (37,549 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Feb 2018)
Tax Bill	$10,192 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`31-37-41-001-002-0007.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`31-37-41-001-002-0007.0-1-0000`
Alternative APNs	`31-37-41-001-002-00070-1` `8374`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,581 sqft Living Area
1st Floor Area	2,581 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	37,549 sqft (0.862 acres)
Garage Area	286 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8374
Street Address	973 NW PINE LAKE DR
City	STUART
State	FL
Zip	34994-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COCOANUT PARK SEC 1 LOT 7 BLK 2
Legal Range	41E
Legal Township	37S
Legal Section	31
Legal Subdivision	COCOANUT PARK
Legal Block	2
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	993 NW PINE LAKE DR, STUART, FL 34994-9426
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2018 · Amount on Record
Deed Sale	Feb 19, 2018 · Amount on Record
Prior Sale	Nov 28, 2006 · Amount on Record
Deed Document Number	20182679451
Deed Book / Page	2975 / 2654
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 19, 2018
Property Address	973 NW PINE LAKE DR, STUART, FL 34994-9426
Document Number	0029752654
Book / Page	02975 / 2654
Map Reference	MB2 PG70
Instrument Date	Dec 31, 2017
Instrument	2679451
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTH FLORIDA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 NW PINE LAKE DR, STUART, FL 34994-9426

Mortgage

Document Number	0002679453
Date	Feb 19, 2018
Instrument	2679453

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,192.00 (+2.6%)	$532,140 (+21%)	$602,660 (+11.11%) Land $275,000 Building $327,660
2024	$9,934.00 (+6.42%)
2023	$9,335.00 (+9.16%)	$439,786 (+1%)	$542,380 (+11.33%) Land $275,000 Building $267,380
2022	$8,552.00	$399,806	$487,190 Land $250,470 Building $236,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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