1013 NW Pine Lake Dr, Stuart, FL 34994 Property Records

Martin County property record for 1013 NW Pine Lake Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,426 sqft · built 1987
Lot Size	0.447 acres (19,471 sqft)
Owner	Company Name on Record
Last Sale	$174,000 (May 1999)
Tax Bill	$5,019 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`31-37-41-001-002-0009.1-6-0000`

Property Details

APN / Parcel Number

Primary APN	`31-37-41-001-002-0009.1-6-0000`
Alternative APNs	`31-37-41-001-002-00091-6` `8377`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,426 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	1,326 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,471 sqft (0.447 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	340 sqft
Deck Area	100 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8377
Street Address	1013 NW PINE LAKE DR
City	STUART
State	FL
Zip	34994-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COCOANUT PARK SEC 1 W1/2 OF LOT 9 BLK 2
Legal Range	41E
Legal Township	37S
Legal Section	31
Legal Subdivision	COCOANUT PARK
Legal Block	2
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Sep 9, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 1999 · Amount on Record
Deed Sale	May 13, 1999 · Amount on Record
Prior Sale	Jul 1, 1986 · Amount on Record
Deed Book / Page	1393 / 850
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1013 NW PINE LAKE DR, STUART, FL 34994-9428
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 NW PINE LAKE DR, STUART, FL 34994-9428

Mortgage

Document Number	0032992293
Date	Mar 15, 2022
Book Page	3299/2293
Instrument	2948435

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1013 NW PINE LAKE DR, STUART, FL 34994-9428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029400911
Date	Jul 31, 2017
Book Page	02940/0911
Instrument	2648087

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1013 NW PINE LAKE DR, STUART, FL 34994-9428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 NW PINE LAKE DR, STUART, FL 34994-9428

Mortgage

Document Number	0031562412
Date	Sep 9, 2020
Book Page	3156/2412
Instrument	2836756

Lender

Name	PNC BANK NA
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,495	$555,440 (+24.87%) Land $245,000 Building $310,440
2024	$5,019.00 (+1.85%)
2023	$4,928.00 (+3.03%)
2022	$4,783.00	$245,952	$444,830 Land $222,530 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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