973 Moss Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 973 Moss Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,232 sqft · built 2000
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2016)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1630422`

Property Details

APN / Parcel Number

Primary APN	`1630422`
Alternative APN	`40857`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,232 sqft Heated Area
Basement Area	1,488 sqft
Finished Basement	1,488 sqft
Unfinished Basement	1,488 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	20 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	973 MOSS RD
City	RUTHERFORDTON
State	NC
Zip	28139-8648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:0690004867410000; RES MOSS RD SR 1177
Legal Subdivision	THE BEATRICE KINSEY PROPERTY
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GREEN HILL
Census Block Group	1
Census Block	1002
Census Tract	960203

Owner

973 Moss Rd is owned by an individual who bought it in March 2016.

Source: Rutherford County records, as of August 29, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3, CHESNEE, SC 29323-0003
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2016 · Amount on File
Deed Sale	Mar 11, 2016 · Amount on File
Deed Document Number	20164721730002
Deed Book / Page	1122 / 780
Prior Transfer Date	Nov 12, 2010
Prior Transfer Doc	0010130879
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	973 MOSS RD, RUTHERFORDTON, NC 28139-8648
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020550239
Date	Dec 15, 2021
Book Page	2055/239

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	973 MOSS RD, RUTHERFORDTON, NC 28139-8648
Document Number	0020330889
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 MOSS RD RUTHERFORDTON NC 281398648, RUTHERFORDTON, NC 28139-8648

Mortgage

Document Number	0020330889
Date	May 27, 2020
Book Page	002033/000889

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 973 Moss Rd was $2,990.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,990.00	$506,600 Land $44,400 Building $462,200	$506,600 Land $44,400 Building $462,200
2023		$506,600 Land $44,400 Building $462,200	$506,600 Land $44,400 Building $462,200
2022	$2,183.00
2021	$2,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 973 Moss Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 973 Moss Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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