1175 Moss Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 1175 Moss Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,710 sqft · built 2011
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Jun 2018)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Mar 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1638205`

Property Details

APN / Parcel Number

Primary APN	`1638205`
Alternative APN	`46375`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,710 sqft Heated Area
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	420 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1175 MOSS RD
City	RUTHERFORDTON
State	NC
Zip	28139-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR:2 PL:26-77
Legal Subdivision	BEATRICE KINSEY PROPERTY
Legal Tract	2
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GREEN HILL
Census Block Group	1
Census Block	1002
Census Tract	960203

Owner

Source: Rutherford County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1175 MOSS RD, RUTHERFORDTON, NC 28139-8650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 1, 2018	Deed of Trust, Mortgage PREMIER FEDERAL CREDIT UNION
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 23, 2020	Quit Claim Deed, Transfer FIRST INTEGRITY TITLE
Mar 23, 2020	Quit Claim Deed, Transfer AMERICAN FINANCING
Feb 27, 2019	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2018	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Nov 8, 2010 · Amount on Record
Deed Document Number	2018201700012008
Deed Book / Page	2009 / 725
Last Transfer Date	Mar 9, 2020
Transfer Doc	0020312114
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1175 MOSS RD, RUTHERFORDTON, NC 28139-8650
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020983004
Date	Jan 5, 2026
Book Page	2098/3004

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1175 MOSS RD, RUTHERFORDTON, NC 28139-8650
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012690217
Date	Mar 1, 2018
Book Page	1269/217
Instrument	201700007817

Lender

Name	PREMIER FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	GREENSBORO, NC 27415

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Feb 23, 2033

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	1175 MOSS RD, RUTHERFORDTON, NC 28139-8650
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020524289
Date	Oct 22, 2021
Book Page	2052/4289

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 23, 2020
Property Address	1175 MOSS RD, RUTHERFORDTON, NC 28139-8650
Document Number	0020312114
Book / Page	002031 / 002114
Instrument Date	Mar 9, 2020
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1175 MOSS RD RUTHERFORDTON NC 281398650, RUTHERFORDTON, NC 28139-8650

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 23, 2020
Property Address	1175 MOSS RD, RUTHERFORDTON, NC 28139-8650
Document Number	0020312098
Book / Page	002031 / 002098
Instrument Date	Mar 9, 2020
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 MOSS RD RUTHERFORDTON NC 281398650, RUTHERFORDTON, NC 28139-8650

Mortgage

Document Number	20312100
Date	Mar 23, 2020
Book Page	002031/002100

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 27, 2019
Property Address	1175 MOSS RD, RUTHERFORDTON, NC 28139-8650
Document Number	0020200963
Book / Page	002020 / 000963
Instrument Date	Jan 11, 2019
Instrument	7813
Transaction Type	Transfer
Record Updated	Mar 8, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 3137 SANTA CRUZ CA 950633137, SANTA CRUZ, CA 95063-3137

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 26, 2018
Property Address	1175 MOSS RD, RUTHERFORDTON, NC 28139-8650
Document Number	0020090725
Book / Page	2009 / 725
Map Reference	MB 26 PG 77
Instrument Date	Jun 26, 2018
Instrument	201700012008
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12805 SCOUT CT, 12805, GRAND ISLAND, FL 32735-7803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3137, SANTA CRUZ, CA 95063-3137

Mortgage

Document Number	201700012009
Date	Jun 26, 2018
Instrument	201700012009

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,729.00 (+41.84%)	$458,500 (-) Land $49,400 Building $409,100	$458,500 (-) Land $49,400 Building $409,100
2023		$458,500 Land $49,400 Building $409,100	$458,500 Land $49,400 Building $409,100
2022	$1,924.00
2021	$1,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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