973 Lynch Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 973 Lynch Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,245 sqft · built 1985
Lot Size	0.506 acres (22,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Mar 2003)
Tax Bill	$8,225 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-876-31841475`

Property Details

APN / Parcel Number

Primary APN	`03-876-31841475`
Alternative APNs	`3-876-31841475` `87631841475`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,245 sqft Living Area
Gross Area	3,795 sqft
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,047 sqft (0.506 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Pool Area	720 sqft
Deck Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	87631841475
Street Address	973 LYNCH DR
City	ARNOLD
State	MD
Zip	21012-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 108 SC 5 PL 1 ULMSTEAD ESTATES
Legal Subdivision	ULMSTEAD ESTATES
Legal Block	2
Legal Lot Number	108
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731107

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	973 LYNCH DR, ARNOLD, MD 21012-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2003 · Amount on Record
Deed Sale	Mar 7, 2003 · Amount on Record
Prior Sale	Mar 25, 2002
Deed Document Number	20032899
Deed Book / Page	12696 / 449
Transfer Doc	0000004507
Record Updated	Oct 29, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	973 LYNCH DR, ARNOLD, MD 21012-1501
Document Number	0306670134
Book / Page	030667 / 000134
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 LYNCH DR ARNOLD MD 210121501, ARNOLD, MD 21012-1501

Mortgage

Document Number	0306670134
Date	Feb 23, 2017
Book Page	030667/000134

Lender

Name	ASTORIA BK
Type	Bank
Address	MINEOLA, NY 11501

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 22, 2037

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$745,600 (+5.43%)	$784,000 (-) Land $346,500 Building $437,500
2025	$8,225.00 (+13.54%)	$707,200 (+6.6%)	$784,000 (+17.22%) Land $346,500 Building $437,500
2023	$7,244.00	$663,433	$668,800 Land $316,500 Building $352,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100