Anne Arundel County property record for 965 Lynch Dr, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,565 sqft · built 1976 |
| Lot Size | 0.787 acres (34,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $591,500 (Sep 2012) |
| Tax Bill | $7,267 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-876-31841473 |
| Primary APN | 03-876-31841473 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,565 sqft Living Area |
| Gross Area | 3,093 sqft |
| 1st Floor Area | 1,692 sqft |
| Basement Area | 873 sqft |
| Finished Basement | 873 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 34,293 sqft (0.787 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 891 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 87631841473 |
|---|---|
| Street Address | 965 LYNCH DR |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 106 SC 5 PL 1 ULMSTEAD ESTATES |
| Legal Subdivision | ULMSTEAD ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 106 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731107 |
965 Lynch Dr is owned and occupied by two individuals who bought it in September 2012.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 LYNCH DR, ARNOLD, MD 21012-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INVS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on File |
| Deed Sale | Sep 14, 2012 · Amount on File |
| Prior Sale | Feb 25, 2003 · Amount on File |
| Deed Book / Page | 25109 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 965 LYNCH DR, ARNOLD, MD 21012-1501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 965 LYNCH DR, ARNOLD, MD 21012-1501 |
| Document Number | 0350480408 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 35048/408 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 965 LYNCH DR, ARNOLD, MD 21012-1501 |
| Document Number | 0307290298 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 965 LYNCH DR ARNOLD MD 210121501, ARNOLD, MD 21012-1501 |
| Document Number | 0307290298 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 030729/000298 |
| Name | NATIONAL INVS |
|---|---|
| Type | MERS |
| Address | ROCKVILLE, MD 20849-6475 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 14, 2022 |
The 2025 property tax bill for 965 Lynch Dr was $7,267 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $670,533 | $703,300 Land $349,500 Building $353,800 | |
| 2025 | $7,267.00 | ||
| 2023 | $6,561.00 Homeowner's exemption | $600,833 | $605,000 Land $319,500 Building $285,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 Lynch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Lynch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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