Santa Cruz County property record for 973 Forest Ave, Brookdale, CA 95007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,701 sqft · built 1948 |
| Lot Size | 0.906 acres (39,465 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $975,000 (Jul 2026) |
| Tax Bill | $10,925 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Aug 2026 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-225-03 |
| Primary APN | 079-225-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,701 sqft Living Area |
| Gross Area | 1,941 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 39,465 sqft (0.906 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 973 FOREST AVE |
|---|---|
| City | BROOKDALE |
| State | CA |
| Zip | 95007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1AC |
| Legal Subdivision | BROOKDALE |
| Legal Block | M |
| Legal Lot Number | 25-27 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 120400 |
Source: Santa Cruz County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 24, 2026 | Correction Deed WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Aug 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 10, 2026 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 9, 2024 | Intrafamily Transfer, Transfer |
| Nov 16, 2021 | Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 13, 2021 | Grant Deed, Construction Loan · Construction Mortgage WENDY A FETZER SEP IRA |
| Sep 17, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage ATHAS CAP |
| Jun 29, 2018 | Grant Deed, Transfer THE FARMERS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Nov 16, 2021 · Amount on Record |
| Deed Document Number | 202615721 |
| Prior Transfer Date | Nov 20, 2023 |
| Prior Transfer Doc | 0000008655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 24, 2026 |
| Property Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Number | 0000016751 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202616751 |
| Record Updated | Aug 31, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 20, 2026 |
| Property Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Number | 0000018778 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202618778 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 222 COLUMBIA ST, 117, SANTA CRUZ, CA 95060-6538 |
| Document Number | 0000018778, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202618778 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 10, 2026 |
| Property Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Number | 0000015721 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202615721 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,322.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Number | 0000016074, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202616074 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 9, 2024 |
| Property Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Number | 0000008655 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2024-0008655 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 16, 2021 |
| Property Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Number | 0000056528 |
| Map Reference | VOL 508 PG 141 |
| Instrument Date | Nov 13, 2021 |
| Instrument | 2021-0056528 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $935.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Number | 0000056529 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-0056529 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 13, 2021 |
| Property Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Number | 0000042368 |
| Map Reference | VOL 508 PG 141 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021-0042368 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 26, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 46, SOLVANG, CA 93464-0046 |
| Document Number | 0000042369 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-0042369 |
| Name | WENDY A FETZER SEP IRA |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 17, 2019 |
| Property Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 27710 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 3, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE MCLPC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2133 RUNNING BRANCH RD EDMOND OK 730136648, EDMOND, OK 73013-6648 |
| Document Number | 0000027710 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 27710 |
| Name | ATHAS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 16, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 29, 2018 |
| Property Address | 973 FOREST AVE, BROOKDALE, CA 95007 |
| Document Number | 0000019970 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018-0019970 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2133 RUNNING BRANCH RD, EDMOND, OK 73013-6648 |
| Document Number | 0000019971 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018-0019971 |
| Name | THE FARMERS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 20, 2033 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $920,068 (+2%) Land $598,044 Building $322,024 | ||
| 2025 | $10,925.00 (+4.2%) | $902,026 (+4.04%) Land $586,317 Building $315,709 | |
| 2024 | $10,485.00 (-0.09%) | ||
| 2023 | $10,494.00 (+2.4%) | $867,000 Land $563,550 Building $303,450 | $809,820 |
| 2022 | $10,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 18 (1982–2023) |
| Claims Outside the SFHA | 12 of 18 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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