973 Co Rd D E, Apt 2, Saint Paul, MN 55109 Property Records

Ramsey County property record for 973 Co Rd D E, Apt 2, Saint Paul, MN 55109

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 4,096 sqft · built 1981
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$238,900 (Mar 2024)
Tax Bill	$8,040 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-30-22-34-0006`

Property Details

APN / Parcel Number

Primary APN	`33-30-22-34-0006`
Alternative APNs	`8547163` `472697`

Interior

Bedrooms	5 Beds
Units	8 Units
Building Area	4,096 sqft Total Area
Basement Area	2,048 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	800 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	472697
Street Address	973 COUNTY ROAD D E, 2
City	SAINT PAUL
State	MN
Zip	55109-5264
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SECTION 33 TOWN 30 RANGE 22 W 78 OF THE FOL BEG AT PT ON SL OF & ...& ESMTS) IN SEC 33 TN 30 RN 22
Legal Range	22
Legal Township	30
Legal Section	33
Legal Subdivision	SECTION 33 TOWN 30 RANGE 22
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	3
Census Block	3017
Census Tract	40606

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	726 WILSON AVE, SAINT PAUL, MN 55106-5526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 4, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG & EQUITY CNSLTS I
Aug 2, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Jun 10, 2016 · Amount on Record
Deed Document Number	20245018202
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	973 COUNTY ROAD D E APT 2, 2, SAINT PAUL, MN 55109-5264
Document Number	0004796999
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	973 COUNTY ROAD D E ST PAUL MN 551095263, ST PAUL, MN 55109-5263

Mortgage

Document Number	0004796999
Date	Feb 7, 2020
Instrument	4796999

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 4, 2019
Property Address	973 COUNTY ROAD D E APT 2, 2, SAINT PAUL, MN 55109-5264
Document Number	0004745226
Instrument Date	Jan 30, 2019
Instrument	4745226
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,577.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3335 LAHTI LN MINNETONKA MN 553054616, MINNETONKA, MN 55305-4616

Mortgage

Document Number	4745227
Date	Feb 4, 2019
Instrument	4745227

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 2, 2018
Property Address	973 COUNTY ROAD D E APT 2, 2, SAINT PAUL, MN 55109-5264
Document Number	0004720970
Instrument Date	Jul 25, 2018
Instrument	4720970
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 HAWTHORNE CT NORTH OAKS MN 551276476, NORTH OAKS, MN 55127-6476

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,900 (+5.11%) Land $80,000 Building $442,900	$522,900 (+5.11%) Land $80,000 Building $442,900
2025	$8,040.00 (+10.38%)
2023	$7,284.00	$497,500 Land $80,000 Building $417,500	$497,500 Land $80,000 Building $417,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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