840 Co Rd D E, Saint Paul, MN 55109 Property Records

Ramsey County property record for 840 Co Rd D E, Saint Paul, MN 55109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 963 sqft · built 1987
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Aug 2026)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-22-22-0072`

Property Details

APN / Parcel Number

Primary APN	`04-29-22-22-0072`
Alternative APNs	`8222476` `254405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	963 sqft Living Area
1st Floor Area	963 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	254405
Street Address	840 COUNTY ROAD D E
City	SAINT PAUL
State	MN
Zip	55109-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASPEN GROVE LOT 5 BLK 1
Legal Range	22
Legal Township	29
Legal Section	04
Legal Subdivision	ASPEN GROVE
Legal Block	1
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	LITTLE CANADA
Census Block Group	2
Census Block	2002
Census Tract	42102

Owner

840 Co Rd D E is owned and occupied by an individual who bought it in August 2026.

Source: Ramsey County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	840 COUNTY ROAD D E, SAINT PAUL, MN 55109-5201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Nov 7, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC
Jan 8, 2019	Quit Claim Deed, Mortgage · FHA Mortgage MR COOPER
Nov 20, 2017	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Jan 8, 2019
Deed Document Number	20265117002
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	0004741746
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 13, 2026
Property Address	840 COUNTY ROAD D E, SAINT PAUL, MN 55109-5201
Document Number	0005117002
Instrument Date	Jul 15, 2026
Instrument	20265117002
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 COUNTY ROAD D E, SAINT PAUL, MN 55109-5201

Mortgage

Document Number	0005117003,
Date	Aug 13, 2026
Instrument	20265117003

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	840 COUNTY ROAD D E, LITTLE CANADA, MN 55109-5201
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04919148
Date	Nov 15, 2021
Instrument	A04919148

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2031

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	840 COUNTY ROAD D E, LITTLE CANADA, MN 55109-5201
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04882997
Date	May 11, 2021
Instrument	A04882997

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	159 Months
Due	Aug 1, 2034

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	840 COUNTY ROAD D E, LITTLE CANADA, MN 55109-5201
Document Number	0004783727
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 COUNTY ROAD D E LITTLE CANADA MN 551095201, LITTLE CANADA, MN 55109-5201

Mortgage

Document Number	0004783727
Date	Nov 18, 2019
Instrument	4783727

Lender

Name	JFQ LNDG INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 17, 2034

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 8, 2019
Property Address	840 COUNTY ROAD D E, LITTLE CANADA, MN 55109-5201
Document Number	0004741746
Instrument Date	Dec 14, 2018
Instrument	4741746
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 COUNTY ROAD D E LITTLE CANADA MN 551095201, LITTLE CANADA, MN 55109-5201

Mortgage

Document Number	4741747
Date	Jan 8, 2019
Instrument	4741747

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 7, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	840 COUNTY ROAD D E, LITTLE CANADA, MN 55109-5201
Document Number	0004689585
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 COUNTY ROAD D E LITTLE CANADA MN 551095201, LITTLE CANADA, MN 55109-5201

Mortgage

Document Number	0004689585
Date	Dec 12, 2017
Instrument	4689585

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 840 Co Rd D E was $4,502 with a homeowner's exemption, up 5.3% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Little Canada City
Unified School District	Roseville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,100 (-2.73%) Land $66,900 Building $275,200	$342,100 (-2.73%) Land $66,900 Building $275,200
2025	$4,502.00 (+5.29%) Homeowner's exemption	$351,700 Land $66,900 Building $284,800	$351,700 Land $66,900 Building $284,800
2024	$4,276.00 (+5.48%)
2023	$4,054.00 Homeowner's exemption	$338,100 Land $66,900 Building $271,200	$338,100 Land $66,900 Building $271,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Co Rd D E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2001–2014)
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Co Rd D E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Little Canada serves 10,400 people · EPA ID MN1620005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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