973 Clover Ln, Deforest, WI 53532 Property Records

Dane County property record for 973 Clover Ln, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Sep 2021)
Tax Bill	$8,238 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0909-241-6620-1`

Property Details

APN / Parcel Number

Primary APN	`0909-241-6620-1`

Exterior

Lot Area	7,362 sqft (0.169 acres)

Location & Zoning

Street Address	973 CLOVER LN
City	DEFOREST
State	WI
Zip	53532-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK CROSSING LOT 30
Legal Range	09E
Legal Township	09N
Legal Section	24
Legal Subdivision	PARK CROSSING
Legal Block	66
Legal Lot Number	30
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	2
Census Block	2089
Census Tract	13201

Owner

Source: Dane County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	973 CLOVER LN, DEFOREST, WI 53532-9133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit UW CU
Sep 23, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Apr 30, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF LAKE MILLS
Jul 27, 2020	Deed of Trust, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	20215773525
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	973 CLOVER LN, DEFOREST, WI 53532-9133
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006070227
Date	Dec 16, 2025
Instrument	6070227

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Sep 23, 2021
Property Address	973 CLOVER LN, DEFOREST, WI 53532-9133
Document Number	0005773525
Map Reference	MB 1 PG 10 MAP14579
Instrument Date	Sep 9, 2021
Instrument	5773525
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 CLOVER LN, DEFOREST, WI 53532-9133

Mortgage

Document Number	0005773526
Date	Sep 23, 2021
Instrument	5773526

Lender

Name	INLANTA MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Apr 30, 2021
Property Address	973 CLOVER LN, DEFOREST, WI 53532-9133
Document Number	0005723867
Map Reference	DOC 5348642
Instrument Date	Apr 29, 2021
Instrument	5723867
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 CROSSROADS DR STE 140, 140, MADISON, WI 53718-7981
Investor	Possibly a Property Investor

Mortgage

Document Number	0005723868
Date	Apr 30, 2021
Instrument	5723868

Lender

Name	BANK OF LAKE MILLS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	Jul 27, 2020
Property Address	973 CLOVER LN, DEFOREST, WI 53532-9133
Document Number	0005617262
Instrument Date	Jul 22, 2020
Instrument	5617262
Transaction Type	Construction Loan
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	N27W24025 PAUL CT #100 PEWAUKEE WI 530726239, 100, PEWAUKEE, WI 53072-6239

Mortgage

Document Number	0005617262
Date	Jul 27, 2020
Instrument	5617262

Lender

Name	CITIZENS BK
Type	Bank
Address	2109 CORPORATE DR, WAUKESHA, WI 53189-7994

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,238.00 (+5.66%)	$471,000 (+5.56%) Land $80,800 Building $390,200	$511,900 (+8.29%)
2023		$446,200 Land $80,800 Building $365,400	$472,700
2022	$7,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: LiteWire.

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