966 Clover Ln, Deforest, WI 53532 Property Records

Dane County property record for 966 Clover Ln, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Feb 2024)
Tax Bill	$7,976 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0909-241-6312-1`

Property Details

APN / Parcel Number

Primary APN	`0909-241-6312-1`

Exterior

Lot Area	8,625 sqft (0.198 acres)

Location & Zoning

Street Address	966 CLOVER LN
City	DEFOREST
State	WI
Zip	53532-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK CROSSING LOT 2
Legal Subdivision	PARK XING
Legal Block	63
Legal Lot Number	2
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	2
Census Block	2089
Census Tract	13201

Owner

966 Clover Ln is owned and occupied by an individual who bought it in February 2024.

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	966 CLOVER LN, DEFOREST, WI 53532-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SETTLERS BANK
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SETTLERS BANK
Jan 28, 2025	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jun 23, 2025	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE CORP
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 14, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SETTLERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on File
Deed Sale	Feb 2, 2024 · Amount on File
Prior Sale	Feb 25, 2022 · Amount on File
Deed Document Number	5945251
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	966 CLOVER LN, DEFOREST, WI 53532-9131
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005757188
Date	Aug 3, 2021
Instrument	5757188

Lender

Name	SETTLERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	966 CLOVER LN, DEFOREST, WI 53532-9131
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005730472
Date	May 19, 2021
Instrument	5730472

Lender

Name	SETTLERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	966 CLOVER LN, DEFOREST, WI 53532-9131
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006008440
Date	Jan 28, 2025
Instrument	6008440

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2055

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	966 CLOVER LN, DEFOREST, WI 53532-9131
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006034920
Date	Jun 23, 2025
Instrument	6034920

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Feb 2, 2024
Property Address	966 CLOVER LN, DEFOREST, WI 53532-9131
Document Number	0005945251
Instrument Date	Jan 31, 2024
Instrument	5945251
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 CLOVER LN, DEFOREST, WI 53532-9131

Mortgage

Document Number	0005945252
Date	Feb 2, 2024
Instrument	5945252

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Feb 25, 2022
Property Address	966 CLOVER LN, DEFOREST, WI 53532-9131
Document Number	0005814772
Instrument Date	Feb 24, 2022
Instrument	5814772
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 CLOVER LN, DEFOREST, WI 53532-9131

Mortgage

Document Number	0005814773
Date	Feb 25, 2022
Instrument	5814773

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Feb 14, 2019
Property Address	966 CLOVER LN, DEFOREST, WI 53532-9131
Document Number	0005470052
Instrument Date	Feb 6, 2019
Instrument	5470052
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$934.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 CLOVER LN, DEFOREST, WI 53532-9131

Mortgage

Document Number	0005470053
Date	Feb 14, 2019
Instrument	5470053

Lender

Name	SETTLERS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 966 Clover Ln was $7,976 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,976.00 Homeowner's exemption	$469,900 Land $85,400 Building $384,500	$510,700
2023		$449,400 (+6.34%) Land $85,400 Building $364,000	$476,100 (+8.65%)
2022	$7,549.00	$422,600 Land $81,900 Building $340,700	$438,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 966 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 966 Clover Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: LiteWire.

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