Nassau County and Hempstead Town property record for 973 Cedarhurst St, Valley Stream, NY 11581
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,883 sqft · built 1959 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $990,000 (Sep 2020) |
| Tax Bill | $17,742 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 39-549-00-0003 |
| Primary APN | 39-549-00-0003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,883 sqft Living Area |
| Gross Area | 2,093 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 585 sqft |
| Finished Basement | 585 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 118 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 432 sqft |
|---|---|
| Patio Area | 252 sqft |
| Balcony Area | 34 sqft |
| Utility Building | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39549 00030 |
|---|---|
| Street Address | 973 CEDARHURST ST |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11581-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 014 |
| Legal Block | 549 |
| Legal Lot Number | 3 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 410900 |
973 Cedarhurst St is owned and occupied by two individuals who bought it in September 2020.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 973 CEDARHURST ST, VALLEY STREAM, NY 11581-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Sep 22, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Jul 12, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on File |
| Deed Sale | Sep 22, 2020 · Amount on File |
| Prior Sale | Jul 12, 2019 · Amount on File |
| Deed Document Number | 202087739 |
| Deed Book / Page | 13978 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 973 CEDARHURST ST, VALLEY STREAM, NY 11581-2716 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 973 CEDARHURST ST, VALLEY STREAM, NY 11581-2716 |
| Document Number | M468480506 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | M46848/506 |
| Instrument | 2022-93683 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Sep 22, 2020 |
| Property Address | 973 CEDARHURST ST, VALLEY STREAM, NY 11581-2716 |
| Document Number | 0139780186 |
| Book / Page | 13978 / 186 |
| Map Reference | MAP 6528 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 2020-087739 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | COMMONWEALTH LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,960.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 973 CEDARHURST ST, 973, VALLEY STREAM, NY 11581-2716 |
| Name | Verified Name |
|---|---|
| Address | 1493 E 31ST ST, BROOKLYN, NY 11234-3401 |
| Document Number | 2020087740 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-087740 |
| Name | FM HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jul 12, 2019 |
| Property Address | 973 CEDARHURST ST, VALLEY STREAM, NY 11581-2716 |
| Document Number | 0138230644 |
| Book / Page | 13823 / 644 |
| Map Reference | MAP 6528 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019-057260 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,620.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2064 ATLANTIC BLVD, ATLANTIC BEACH, NY 11509-1105 |
| Document Number | 2019057261 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 2019-057261 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 973 Cedarhurst St was $17,742 with a homeowner's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Hewlett-Woodmere Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624 Land $312 Building $312 | $624,000 | |
| 2025 | $17,742.00 | ||
| 2023 | $19,529.00 Additional exemption filed | $658 Land $357 Building $301 | $658,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 973 Cedarhurst St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 208 policies |
| Nearby Flood Policies | 208 in force |
| Nearby Flood Claims | 138 (1980–2023) |
| Claims Outside the SFHA | 65 of 138 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 973 Cedarhurst St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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