957 Cedarhurst St, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 957 Cedarhurst St, Valley Stream, NY 11581

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,581 sqft · built 1958
Lot Size	0.198 acres (8,640 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jun 2023)
Tax Bill	$16,735 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`39-549-00-0001`

Property Details

APN / Parcel Number

Primary APN	`39-549-00-0001`
Alternative APNs	`2089-39-549-00-0001-0` `39549000001000000000` `282089 39.-549-1` `39549 00010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	1,811 sqft
1st Floor Area	884 sqft
Basement Area	663 sqft
Finished Basement	663 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	8,640 sqft (0.198 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	20 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Balcony Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39549 00010
Street Address	957 CEDARHURST ST
City	VALLEY STREAM
State	NY
Zip	11581-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 014
Legal Block	549
Legal Lot Number	1
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	4
Census Block	4010
Census Tract	410900

Owner

957 Cedarhurst St is owned by two individuals who bought it in June 2023.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14714 72ND AVE, FLUSHING, NY 11367-2544
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 30, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Aug 11, 2004 · Amount on File
Deed Document Number	2023-00038393
Deed Book / Page	D14392 / 214
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	957 CEDARHURST ST, VALLEY STREAM, NY 11581-2716
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 CEDARHURST ST, VALLEY STREAM, NY 11581-2716

Mortgage

Document Number	M482150887
Date	Nov 17, 2025
Book Page	M48215/887
Instrument	2025-74178

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Jun 30, 2023
Property Address	957 CEDARHURST ST, VALLEY STREAM, NY 11581-2716
Document Number	D143920214
Book / Page	D14392 / 214
Map Reference	MAP 6528
Instrument Date	May 10, 2023
Instrument	2023-00038393
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	YOUR TITLE EXPERTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	957 CEDARHURST ST, VALLEY STREAM, NY 11581-2716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14714 72ND AVE, FLUSHING, NY 11367-2544

Mortgage

Document Number	202300038394
Date	Jun 30, 2023
Instrument	2023-00038394

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	1-Year T-Bill
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 957 Cedarhurst St was $16,735.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Unified School District	Hewlett-Woodmere Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528 Land $313 Building $215	$528,000
2025	$16,735.00
2023	$16,549.00 Homeowner's exemption	$585 Land $357 Building $228	$585,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 957 Cedarhurst St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 208 policies
Nearby Flood Policies	208 in force
Nearby Flood Claims	138 (1980–2023)
Claims Outside the SFHA	65 of 138
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 6 claims Hurricane Sandy, Oct 2012 · 77 claims Hurricane Irene, Sep 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 957 Cedarhurst St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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