973 Bunning Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 973 Bunning Ln, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,350 sqft · built 1979
Lot Size	1.29 acres (56,351 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Jan 2018)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-043.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-043.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	56,351 sqft (1.29 acres)
Terrain	Combination
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	973 BUNNING LN
City	COLD SPRING
State	KY
Zip	41076-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 IRREG TRACT
Legal Subdivision	SMALLEY
Legal Lot Number	8
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2004
Census Tract	53301

Owner

Source: Campbell County assessment roll, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Feb 17, 2005 · Amount on Record
Deed Document Number	20185068049
Deed Book / Page	791 / 390
Prior Transfer Date	Feb 16, 2005
Prior Transfer Doc	0001900209
Record Updated	Jun 8, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jan 11, 2018
Property Address	973 BUNNING LN, COLD SPRING, KY 41076-1566
Document Number	0005068049
Book / Page	000791 / 000390
Instrument Date	Jan 4, 2018
Instrument	5068049
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	973 BURLING LN COLD SPRING KY 41076, COLD SPRING, KY 41076

Mortgage

Document Number	5068051
Date	Jan 11, 2018
Book Page	002133/000860
Instrument	5068051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00 (+0.99%)	$236,500 (-) Land $75,000 Building $161,500	$236,500 (-) Land $75,000 Building $161,500
2023	$2,838.00 (+15.27%)	$236,500 (+20.05%) Land $75,000 Building $161,500	$236,500 (+20.05%) Land $75,000 Building $161,500
2022	$2,462.00	$197,000 Land $50,000 Building $147,000	$197,000 Land $50,000 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20