Campbell County property record for 961 Bunning Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,016 sqft · built 1979 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Nov 2004) |
| Tax Bill | $2,151 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-441.00 |
| Primary APN | 999-99-19-441.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Building Area | 2,016 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Combination |
| Garage Type | Basement |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 961 BUNNING LN |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOSEPH BURKHARDT SUB SEC 1 LOT 3 .2789 |
| Legal Subdivision | JOSEPH BURKHARDT SUB |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 53301 |
Source: Campbell County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 961 BUNNING LN, COLD SPRING, KY 41076-1566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LNDG INC |
| Apr 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2004 · Amount on Record |
| Deed Sale | Nov 22, 2004 · Amount on Record |
| Prior Sale | Nov 20, 2000 · Amount on Record |
| Deed Document Number | 200411 22 019 00140 |
| Deed Book / Page | 680 / 157 |
| Last Transfer Date | Mar 4, 2025 |
| Transfer Doc | 0005391870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 8, 2026 |
| Property Address | 961 BUNNING LN, COLD SPRING, KY 41076-1566 |
| Document Number | 0006071446 |
| Book / Page | 2499 / 103 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20266071446 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship, 164 |
| Address | 961 BUNNING LN, COLD SPRING, KY 41076-1566 |
| Document Number | 0006071446, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 2499/103 |
| Instrument | 20266071446 |
| Name | ADVANTAGEFIRST LNDG INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 961 BUNNING LN, COLD SPRING, KY 41076-1566 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0005129950 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | M2279/895 |
| Instrument | 5129950 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Aug 1, 2050 |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,151.00 (-0.55%) Homeowner's exemption Disabled Person's exemption | $226,600 (-) Land $25,000 Building $201,600 | $226,600 (-) Land $25,000 Building $201,600 |
| 2023 | $2,163.00 (+18.72%) Homeowner's exemption Disabled Person's exemption | $226,600 (+21.63%) Land $25,000 Building $201,600 | $226,600 (+21.63%) Land $25,000 Building $201,600 |
| 2022 | $1,822.00 Homeowner's exemption Disabled Person's exemption | $186,300 Land $25,000 Building $161,300 | $186,300 Land $25,000 Building $161,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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