9729 Falling Stream Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 9729 Falling Stream Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,665 sqft · built 2004
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on File
Last Sale$147,500 (Mar 2005)
Tax Bill$2,618 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN031-493-36

Property Details

APN / Parcel Number

Primary APN031-493-36

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,665 sqft Living Area
1st Floor Area1,232 sqft
Upper Floors Area1,433 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area9,888 sqft (0.227 acres)
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area95 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address9729 FALLING STREAM DR
CityCHARLOTTE
StateNC
Zip28214-1471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL114 M41-816
Legal SubdivisionHARDWOOD LNDG PH 01 MAP 02
Legal Block3
Legal Lot Number114
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1011
Census Tract6014

Owner

9729 Falling Stream Dr is owned and occupied by two individuals who bought it in March 2005.

Source: Mecklenburg County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address9729 FALLING STREAM DR, CHARLOTTE, NC 28214-1471
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2005 · Amount on File
Deed SaleMar 17, 2005 · Amount on File
Deed Document Number200547290
Deed Book / Page18482 / 718
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9729 FALLING STREAM DR, CHARLOTTE, NC 28214-1471
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027429
DateMar 19, 2026
Book Page40277/887
Instrument2026027429
Lender
NameSKYLA FCU
TypeCredit Union
AddressCHARLOTTE, NC 28209
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$373,600 Land $75,000 Building $298,600$373,600 Land $75,000 Building $298,600
2024$2,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9729 Falling Stream Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9729 Falling Stream Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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