9713 Falling Stream Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 9713 Falling Stream Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,117 sqft · built 2005
Lot Size0.248 acres (10,803 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Jun 2026)
Tax Bill$2,461 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Feb 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-493-32

Property Details

APN / Parcel Number

Primary APN031-493-32

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,117 sqft Living Area
Gross Area2,558 sqft
1st Floor Area938 sqft
Upper Floors Area1,179 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area10,803 sqft (0.248 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area70 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address9713 FALLING STREAM DR
CityCHARLOTTE
StateNC
Zip28214-1471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL118 M41-745
Legal SubdivisionHARWOOD LNDG PH 01 MAP 02
Legal Block3
Legal Lot Number118
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1013
Census Tract6014

Owner

Source: Mecklenburg County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9713 FALLING STREAM DR, CHARLOTTE, NC 28214-1471
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Warranty Deed, Transfer · Conventional Mortgage
BAY BANK TRUST COMPANY
Feb 6, 2026Warranty Deed, Transfer
MERIDIAN TITLE
Feb 6, 2026Warranty Deed, Transfer
MERIDIAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleFeb 6, 2026 · Amount on Record
Deed Document Number202668125
Deed Book / Page40529 / 342
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 25, 2026
Property Address9713 FALLING STREAM DR, CHARLOTTE, NC 28214-1471
Document Number0000068125
Book / Page40529 / 342
Instrument DateJun 11, 2026
Instrument202668125
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$81,810.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9713 FALLING STREAM DR, CHARLOTTE, NC 28214-1471

Mortgage

Document Number0000068126,
DateJun 25, 2026
Instrument202668126
Lender
NameBAY BANK TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 6, 2026
Property Address9713 FALLING STREAM DR, CHARLOTTE, NC 28214-1471
Document Number0000012227
Book / Page40185 / 117
Map ReferenceMB 41 PG 816
Instrument DateFeb 6, 2026
Instrument2026012227
Transaction TypeTransfer
Record UpdatedFeb 23, 2026
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
Tax$606.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 MERIDIAN BLVD STE 160, 160, FRANKLIN, TN 37067-6665

Transferred To (Grantee/Buyer)

NameVerified Name
Address8322 PINEVILLE MATTHEWS RD STE 602, 602, CHARLOTTE, NC 28226-4823

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 6, 2026
Property Address9713 FALLING STREAM DR, CHARLOTTE, NC 28214-1471
Document Number0000012226
Book / Page40185 / 115
Map ReferenceMB 41 PG 816
Instrument DateFeb 6, 2026
Instrument2026012226
Transaction TypeTransfer
Record UpdatedFeb 23, 2026
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9713 FALLING STREAM DR, CHARLOTTE, NC 28214-1471

Transferred To (Grantee/Buyer)

NameVerified Name
Address3000 MERIDIAN BLVD STE 160, 160, FRANKLIN, TN 37067-6665

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,461.00 (+1.57%)$345,200 Land $75,000 Building $270,200$345,200 (-) Land $75,000 Building $270,200
2024$2,423.00
2023$345,200 Land $75,000 Building $270,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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