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9729 78th Trce, Live Oak, FL 32060 Property Records

Suwannee County property record for 9729 78th Trce, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,260 sqft · built 2013
Lot Size2.7 acres (117,612 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jan 2024)
Tax Bill$998 (2024)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone A (high risk)
APN18-02S-14E-02184-010120

Property Details

APN / Parcel Number

Primary APN18-02S-14E-02184-010120
Alternative APN
  • 02184010120

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2022
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area117,612 sqft (2.7 acres)
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number02184010120
Street Address9729 78TH TRCE
CityLIVE OAK
StateFL
Zip32060-9326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 2.70 ACRES LOT 12 HUNTINGTON HILLS SUBD ORB 2492 P 415-16 WD YR 2024
Legal Range14E
Legal Township02S
Legal Section18
Legal SubdivisionHUNTINGTON HILLS SUBD
Legal Lot Number12
Legal Unit12
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1039
Census Tract970100

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9729 78TH TRCE, LIVE OAK, FL 32060-9326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2024 · Amount on Record
Deed SaleJan 24, 2024 · Amount on Record
Prior SaleAug 10, 2010 · Amount on Record
Deed Document Number2024275230
Deed Book / Page2492 / 415
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJan 24, 2024
Property Address9729 78TH TRCE, LIVE OAK, FL 32060-9326
Document Number0000275230
Book / Page2492 / 415
Map ReferenceMB 1 PGS 456
Instrument DateJan 16, 2024
Instrument2024275230
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TTL SVCS OF NORTH F

Transaction

AmountAmount Recorded
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1810 NW 23RD BLVD # BLVD255, BLVD255, GAINESVILLE, FL 32605-3080

Transferred To (Grantee/Buyer)

NameVerified Name
Address9729 78TH TRCE, LIVE OAK, FL 32060-9326

Mortgage

Document Number0000275231
DateJan 24, 2024
Instrument2024275231
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number0000275231
DateJan 24, 2024
Book Page2492/417
Instrument2024275231
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Address3000 LAVA RIDGE CT STE 200, ROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$138,071 (+68.07%) Land $29,700 Building $108,371$138,071 (+11.56%) Land $29,700 Building $108,371
2024$998.00 (+3.21%)
2023$967.00 (+4.2%) Homeowner's exemption$82,149 (+3%)$123,765 (+27.41%) Land $27,000 Building $96,765
2022$928.00 Homeowner's exemption$79,756$97,142 Land $27,000 Building $70,142

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1998–2012)
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

May also be available: Windstream, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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