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20767 78th Trce, Live Oak, FL 32060 Property Records

Suwannee County property record for 20767 78th Trce, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details1 ba · 2,160 sqft · built 2024
Lot Size4.92 acres (214,315 sqft)
OwnerIndividual Name on Record
Last Sale$279,900 (Feb 2025)
Tax Bill$594 (2024)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN13-02S-11E-11014-000140

Property Details

APN / Parcel Number

Primary APN13-02S-11E-11014-000140
Alternative APN
  • 11014000140

Interior

Full Baths1 Bath
Building Area2,160 sqft Living Area

Exterior

Year BuiltBuilt 2024
Lot Area214,315 sqft (4.92 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number11014000140
Street Address20767 78TH TRCE
CityLIVE OAK
StateFL
Zip32060-9089
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG 4.92 ACRES LOT 14 REPLAT OF TWIN TIMBERS ORB 2581 P 318-19 WD YR 2025
Legal Range11E
Legal Township02S
Legal Section13
Legal SubdivisionTWIN TIMBERS
Legal Lot Number14
Legal Unit14
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group1
Census Block1047
Census Tract970304

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20767 78TH TRCE, LIVE OAK, FL 32060-9089
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 31, 2023Warranty Deed, Transfer
UNKNOWN, HILL LAW & TITLE PLLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2025 · Amount on Record
Deed SaleFeb 21, 2025 · Amount on Record
Prior SaleOct 31, 2023 · Amount on Record
Deed Document Number2025289502
Deed Book / Page2581 / 318
Record UpdatedJun 8, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateFeb 21, 2025
Property Address20767 78TH TRCE, LIVE OAK, FL 32060-9089
Document Number0000289502
Book / Page2581 / 318
Map ReferenceMB 1 PG 547
Instrument DateFeb 18, 2025
Instrument2025289502
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyABSTRACT AND TITLE SERVICES INC, ABSTRACT & TITLE SERVICES IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,959.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12788 US HIGHWAY 90, LIVE OAK, FL 32060-8859

Transferred To (Grantee/Buyer)

NameVerified Name
Address20767 78TH TRCE, LIVE OAK, FL 32060-9089

Mortgage

Document Number0000000320
DateFeb 21, 2025
Instrument2581/320
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateOct 31, 2023
Property Address20767 78TH TRCE, LIVE OAK, FL 32060-9089
Document Number0000272395
Book / Page2476 / 332
Map ReferenceMB 1 PG 547
Instrument DateOct 27, 2023
Instrument2023272395
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyUNKNOWN, HILL LAW & TITLE PLLC

Transaction

AmountAmount Recorded
Tax$332.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1300 NW 71ST AVE, PLANTATION, FL 33313-5313

Transferred To (Grantee/Buyer)

NameVerified Name
Address12788 US HIGHWAY 90, LIVE OAK, FL 32060-8859
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$279,028 (+772.51%) Land $47,232 Building $231,796$279,028 (+772.51%) Land $47,232 Building $231,796
2024$594.00 (+19.76%)
2023$496.00 (+4.64%)$31,980 (-) Land $31,980$31,980 (-) Land $31,980
2022$474.00$31,980$31,980 Land $31,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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