9727 Woods Cross Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 9727 Woods Cross Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,122 sqft · built 2008
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2022)
Tax Bill	$3,139 (2026)
Deeds & Mortgages	Jun 2023 Refinance Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20148`

Property Details

APN / Parcel Number

Primary APN	`20148`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,122 sqft Living Area
Attic	Attic
Attic Area	549 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,776 sqft (1.51 acres)
Garage Area	549 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9727 WOODS CROSS RD
City	GLOUCESTER
State	VA
Zip	23061-3089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	WOODS CROSS ROADS PARCEL 4
Legal Subdivision	PLAT: PB23 411
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1021
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9727 WOODS CROSS RD, GLOUCESTER, VA 23061-3089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Sep 16, 2022	Special Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	20225077
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9727 WOODS CROSS RD, GLOUCESTER, VA 23061-3089
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002336
Date	Jun 20, 2023
Instrument	230002336

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5%

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 16, 2022
Property Address	9727 WOODS CROSS RD, GLOUCESTER, VA 23061-3089
Document Number	0220005077
Instrument Date	Aug 12, 2022
Instrument	220005077
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	CLOSING EDGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9727 WOODS CROSS RD, GLOUCESTER, VA 23061-3089

Mortgage

Document Number	0220005078
Date	Sep 16, 2022
Instrument	220005078

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	176 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,139.00 (+4.74%)	$538,460 (+10.29%) Land $61,660 Building $476,800	$538,460 (+10.29%) Land $61,660 Building $476,800
2025	$2,997.00 (+6.16%)	$488,210 (+0.82%) Land $69,660 Building $418,550	$488,210 (+0.82%) Land $69,660 Building $418,550
2024	$2,823.00	$484,250 (-) Land $69,660 Building $414,590	$484,250 (-) Land $69,660 Building $414,590
2023	$2,823.00 (+4.94%)	$484,250 (+30.5%) Land $69,660 Building $414,590	$484,250 (+30.5%) Land $69,660 Building $414,590
2022	$2,690.00	$371,070 Land $54,940 Building $316,130	$371,070 Land $54,940 Building $316,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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