9802 Woods Cross Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 9802 Woods Cross Rd, Gloucester, VA 23061

Property Summary

Property Type	Manufactured or Modular Home
Details	built 1979
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2020)
Tax Bill	$1,518 (2026)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34622`

Property Details

APN / Parcel Number

Primary APN	`34622`

Interior

Stories	1 Story
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modular
Roof Type	Flat
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	310 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9802 WOODS CROSS RD
City	GLOUCESTER
State	VA
Zip	23061-3030
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	SC-1
Legal Description	RICHLAND ESTATES LOT 21
Legal Subdivision	RICHLAND
Legal Lot Number	21
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1013
Census Tract	100101

Owner

9802 Woods Cross Rd, a residential property, is owned and occupied by two individuals who bought it in October 2020.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9802 WOODS CROSS RD, GLOUCESTER, VA 23061-3030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 2, 2020	Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK
Sep 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Sep 24, 2020 · Amount on File
Deed Document Number	20205453
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9802 WOODS CROSS RD, GLOUCESTER, VA 23061-3030
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000886
Date	Mar 18, 2024
Instrument	240000886

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	319 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 2, 2020
Property Address	9802 WOODS CROSS RD, GLOUCESTER, VA 23061-3030
Document Number	0200005453
Instrument Date	Sep 30, 2020
Instrument	200005453
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NOT AVAILABLE, THE CLOSERS OF VIRGINIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9802 WOODS CROSS RD, GLOUCESTER, VA 23061-3030

Mortgage

Document Number	0200005454
Date	Oct 2, 2020
Instrument	200005454

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.38%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 24, 2020
Property Address	9802 WOODS CROSS RD, GLOUCESTER, VA 23061-3030
Document Number	0200005161
Instrument Date	Sep 23, 2020
Instrument	200005161
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8614 VICTORY HILL LN, HAYES, VA 23072-3854

Tax Assessment & Valuation

The 2026 property tax bill for 9802 Woods Cross Rd was $1,518, up 27.3% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,518.00 (+27.35%)	$260,460 (+34.16%) Land $44,160 Building $216,300	$260,460 (+34.16%) Land $44,160 Building $216,300
2025	$1,192.00 (+5.39%)	$194,140 (-) Land $44,160 Building $149,980	$194,140 (-) Land $44,160 Building $149,980
2024	$1,131.00	$194,140 (-) Land $44,160 Building $149,980	$194,140 (-) Land $44,160 Building $149,980
2023	$1,131.00 (-26.17%)	$194,140 (+22.19%) Land $44,160 Building $149,980	$194,140 (+22.19%) Land $44,160 Building $149,980
2022	$1,532.00	$158,890 Land $33,320 Building $125,570	$158,890 Land $33,320 Building $125,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9802 Woods Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9802 Woods Cross Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Woods Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures