1. Home
  2. California
  3. San Diego County
  4. El Cajon
  5. Chocolate Summit Dr

9727 Chocolate Summit Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 9727 Chocolate Summit Dr, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,310 sqft · built 2005
Lot Size2.68 acres (116,741 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (Nov 2016)
Tax Bill$8,530 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN402-350-69-00

Property Details

APN / Parcel Number

Primary APN402-350-69-00
Alternative APNs
  • 4023503800
  • 4023506500

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,310 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area116,741 sqft
View / LotGood
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number4023506500
Street Address9727 CHOCOLATE SUMMIT DR
CityEL CAJON
StateCA
Zip92021-2609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 4 (EX DOC09-0484460)PAR 1&DOC09-0484461 IN PAR 2&IN TR PM07741
Legal Tract7741
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract16812

Owner

Source: San Diego County records · APN 402-350-69-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9727 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2609
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2016 · Amount on Record
Deed SaleNov 30, 2016 · Amount on Record
Prior SaleOct 19, 2011 · Amount on Record
Deed Document Number2016656672
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9727 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2609
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000339379
DateJun 29, 2020
Instrument2020-0339379
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$733,947 (+2%) Land $295,947 Building $438,000
2025$8,530.00 (+2.08%) Homeowner's exemption$719,557 (+4.04%) Land $290,145 Building $429,412
2023$8,356.00 (+1.64%) Homeowner's exemption$691,618 Land $278,879 Building $412,739
2022$8,221.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskExtreme
above 97% of the US · above 85% of California
Wildfire LikelihoodAbout 1 in 42 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Chocolate Summit Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures