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9689 Chocolate Summit Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 9689 Chocolate Summit Dr, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,389 sqft · built 2001
Lot Size1.56 acres (68,389 sqft)
OwnerIndividual Name on File
Last Sale$548,000 (Jan 2019)
Tax Bill$6,536 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN402-350-43-00

Property Details

APN / Parcel Number

Primary APN402-350-43-00
Alternative APN
  • 4023501900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,389 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area68,389 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number4023501900
Street Address9689 CHOCOLATE SUMMIT DR
CityEL CAJON
StateCA
Zip92021-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 19-15-2E NEQ THAT POR DOC80-67013 IN N H OF
Legal Range02E
Legal Township15
Legal Section19
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1013
Census Tract16812

Owner

Source: San Diego County records · APN 402-350-43-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9689 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2019Grant Deed, Transfer · Conventional Mortgage
CITADEL SVCNG CORP
Jan 16, 2018Grant Deed, Mortgage
TEXAS CAP BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2019 · Amount on Record
Deed SaleJan 17, 2019 · Amount on Record
Prior SaleJul 31, 2000 · Amount on Record
Deed Document Number201919760
Prior Transfer DateMay 19, 2003
Prior Transfer Doc0000639565
Record UpdatedSep 20, 2026

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 17, 2019
Property Address9689 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2607
Document Number0000019760
Instrument DateJul 23, 2018
Instrument19760
Transaction TypeTransfer
Record UpdatedJan 25, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$602.80
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9689 CHOSUMMIT DR EL CAJON CA 92021, EL CAJON, CA 92021

Mortgage

Document Number19761
DateJan 17, 2019
Instrument19761
Lender
NameCITADEL SVCNG CORP
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2049
Interest
Rate TypeAdjustable Rate
Rate7.62%

January 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 16, 2018
Property Address9689 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2607
Instrument DateDec 29, 2017
Instrument15863
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyLINEAR TITLE AND CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3429 EL SEGUNDO CA 902458590, EL SEGUNDO, CA 90245-8590

Mortgage

Document Number0000015863
DateJan 16, 2018
Instrument15863
Lender
NameTEXAS CAP BK
TypeBank
Address2000 MCKINNEY AVE # 700, HOUSTON, TX 77056
Agreement
AmountAmount Recorded
Term60 Months
DueJan 15, 2023

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$555,256 (+2%) Land $341,347 Building $213,909
2025$6,536.00 (+2.06%)$544,369 (+4.04%) Land $334,654 Building $209,715
2023$6,404.00 (+1.63%)$523,232 Land $321,660 Building $201,572
2022$6,301.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskExtreme
above 95% of the US · above 82% of California
Wildfire LikelihoodAbout 1 in 47 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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