St. Clair County property record for 9725 Willow Ct, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,142 sqft |
| Lot Size | 0.082 acres (3,572 sqft) |
| Owner | Company Name on File |
| Last Sale | $117,000 (May 2017) |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-424-0017-000 |
| Primary APN | 74-14-424-0017-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,142 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Lot Area | 3,572 sqft (0.082 acres) |
|---|---|
| Lot Dimensions | 60 ft deep x 59.5 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9725 WILLOW CT |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | THE N 59.5 FT OF THE S 115 FT OF LOT 12 SUPERVISOR ROY T GILBERT'S PLAT |
| Legal Subdivision | SUPERVISER ROY T PLAT |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 647000 |
9725 Willow Ct is owned by a company that bought it in May 2017.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7741 COLONY DR, CLAY, MI 48001-4114 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK |
| May 17, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on File |
| Deed Sale | May 17, 2017 · Amount on File |
| Prior Sale | Mar 4, 2005 · Amount on File |
| Deed Document Number | 201713057 |
| Deed Book / Page | 4830 / 998 |
| Prior Transfer Date | Feb 18, 2005 |
| Prior Transfer Doc | 003292/469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9725 WILLOW CT, CLAY, MI 48001-4247 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7741 COLONY DR, CLAY, MI 48001-4114 |
| Document Number | 0005662648 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 5662/648 |
| Instrument | 2023018332 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | CROSWELL, MI 48422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 66 Months |
| Due | Apr 5, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 17, 2017 |
| Property Address | 9725 WILLOW CT, CLAY, MI 48001-4247 |
| Document Number | 0048300998 |
| Book / Page | 004830 / 000998 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | GRECO TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49736 BROCKTON CT CHESTERFIELD MI 480471751, CHESTERFIELD, MI 48047-1751 |
| Document Number | 48270689 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 004827/000689 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2047 |
The 2025 property tax bill for 9725 Willow Ct was $1,868, up 51.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,900 (+13.93%) | $117,800 | |
| 2025 | $1,868.00 (+51.26%) Homeowner's exemption | $51,700 | |
| 2024 | $1,235.00 | $103,400 | |
| 2023 | $48,800 | ||
| 2022 | $1,146.00 | $97,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9725 Willow Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 143 policies |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9725 Willow Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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