9815 Willow Ct, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9815 Willow Ct, Clay, MI 48001

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Tax Bill	$309 (2025)
Deeds & Mortgages	Sep 2022 Foreclosure Dec 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-14-424-0011-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-424-0011-000`

Exterior

Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	60 ft deep x 50 ft wide

Location & Zoning

Street Address	9815 WILLOW CT
City	CLAY
State	MI
Zip	48001-4257
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RM
Legal Description	LOT 5 SUP ROY T GILBERTS PLAT
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT
Legal Lot Number	5
Legal Unit	5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9863 WILLOW CT, CLAY, MI 48001-4257
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed in Lieu of Foreclosure, Foreclosure
Dec 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022
Deed Sale	Sep 28, 2022
Deed Document Number	202222406
Deed Book / Page	5565 / 518
Prior Transfer Date	Sep 7, 2022
Prior Transfer Doc	0005565518
Record Updated	Oct 29, 2026

September 2022: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 28, 2022
Property Address	9815 WILLOW CT, CLAY, MI 48001-4257
Document Number	0005565518
Book / Page	5565 / 518
Instrument Date	Sep 7, 2022
Instrument	2022022406
Transaction Type	Foreclosure
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9863 WILLOW CT, CLAY, MI 48001-4257

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 11, 2019
Property Address	9815 WILLOW CT, CLAY, MI 48001-4257
Document Number	0051300045
Book / Page	005130 / 000045
Instrument Date	Dec 3, 2019
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9825 WILLOW CT CLAY MI 480014257, CLAY, MI 48001-4257

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,100 (-)	$12,200 (-)
2025	$309.00 (-0.32%)	$6,100 (-)
2024	$310.00 (-3.43%)		$12,200 (-)
2023		$6,100
2022	$321.00		$12,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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