Hamilton County property record for 9724 Mountain Lake Dr, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,509 sqft · built 2006 |
| Lot Size | 6.94 acres (302,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900,000 (Jan 2022) |
| Tax Bill | $4,919 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114N A 024 |
| Primary APN | 114N A 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,509 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 302,742 sqft (6.94 acres) |
| Lot Dimensions | 668 ft deep x 33.2 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000135147 |
|---|---|
| Street Address | 9724 MOUNTAIN LAKE DR |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-6269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 22 MOUNTAIN LAKE ESTATES PB52 PG128 REV 58-180 OUT OF 123-91 FOR 1995 |
| Legal Subdivision | MOUNTAIN LAKE ESTATE |
| Legal Lot Number | 22 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11206 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9724 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | May 4, 2009 |
| Deed Document Number | 2022012800246 |
| Deed Book / Page | 12826 / 591 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 9724 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6269 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 9724 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6269 |
| Document Number | 0000000095 |
|---|---|
| Date | Jun 12, 2025 |
| Book Page | 13950/768 |
| Instrument | 2025061200095 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 28, 2022 |
| Property Address | 9724 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6269 |
| Document Number | 0000000246 |
| Book / Page | 12826 / 591 |
| Map Reference | MB 58 PG 180 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022012800246 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9724 MOUNTAIN LAKE DRIVE, NAPERVILLE, IL 60563 |
| Document Number | 0012826593 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 12826/593 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,919.00 (+8.49%) | $324,575 (+60.15%) | $1,298,300 (+60.15%) Land $262,500 Building $1,035,800 |
| 2024 | $4,534.00 (-0.2%) | $202,675 (-) | $810,700 (-) Land $189,500 Building $621,200 |
| 2023 | $4,543.00 | $202,675 | $810,700 Land $189,500 Building $621,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 67% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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