9705 Mountain Lake Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9705 Mountain Lake Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,287 sqft · built 2003
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$561,100 (Jul 2006)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114N A 018`

Property Details

APN / Parcel Number

Primary APN	`114N A 018`
Alternative APN	`0000135141`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,287 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)
Lot Dimensions	394 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000135141
Street Address	9705 MOUNTAIN LAKE DR
City	OOLTEWAH
State	TN
Zip	37363-6270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 MOUNTAIN LAKE ESTATES PB52 PG128 REV PB58 PG180 OUT OF 123-91 FOR 1995
Legal Subdivision	MOUNTAIN LAKE ESTATE
Legal Lot Number	16
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	11206

Owner

Source: Hamilton County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9705 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2006 · Amount on Record
Deed Sale	Jul 5, 2006 · Amount on Record
Prior Sale	Jul 5, 2006 · Amount on Record
Deed Document Number	2006209
Deed Book / Page	8002 / 160
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 28, 2026
Property Address	9705 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6270
Document Number	0000000012
Book / Page	14312 / 925
Instrument Date	May 7, 2026
Instrument	202612
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9705 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6270

Mortgage

Document Number	0000000012,
Date	May 28, 2026
Book Page	14312/925
Instrument	202612

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9705 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6270
Document Number	1227000009
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9705 MOUNTAIN LAKE DR OOLTEWAH TN 373636270, OOLTEWAH, TN 37363-6270

Mortgage

Document Number	1227000009
Date	Dec 27, 2019
Book Page	011860/000794
Instrument	191227000009

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,890.00 (+6.87%)	$256,650 (+57.74%)	$1,026,600 (+57.74%) Land $150,000 Building $876,600
2024	$3,640.00 (-0.25%)	$162,700 (-)	$650,800 (-) Land $157,500 Building $493,300
2023	$3,649.00	$162,700	$650,800 Land $157,500 Building $493,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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