972 Tower Rd, Winnetka, IL 60093 Property Records

Cook County property record for 972 Tower Rd, Winnetka, IL 60093 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1912
Square Footage1,218 sqft Living Area
Lot Size7,315 sqft (0.168 acres)
GarageDetached
Last Sale$700,000 (2025)
Tax Bill$12,982.00 (2023)

Property Details

APN / Parcel Number

Primary APN05-17-400-028
Alternative APNs
  • 05-17-400-028-0000
  • 05174000260000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,218 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1912
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area7,315 sqft (0.168 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address972 TOWER RD
CityWINNETKA
StateIL
Zip60093-1942
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionWINNETKA PARK BLUFFS
Legal Block5
Legal Lot Number4
JurisdictionCOOK IL
Minor Civil DivisionNEW TRIER
Census Blockgroup1
Census Block1011
Census Tract800400

Owner

Source: Cook County records · APN 05-17-400-028

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address164 WOODLAND AVE, WINNETKA, IL 60093-4241
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Mar 19, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 15, 2024Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Nov 22, 2023Warranty Deed, Transfer
BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE
Jul 19, 2021Warranty Deed, Transfer · Conventional Mortgage
MIDWEST COMMUNITY BANK
Jun 12, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BAXTER CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2025 · Amount on Record
Deed SaleMar 19, 2025 · Amount on Record
Prior SaleNov 15, 2024 · Amount on Record
Deed Doc Number202518135
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address972 TOWER RD, WINNETKA, IL 60093-1942
Transaction TypeMortgage
Record UpdatedMay 08, 2026
Title CompanyBURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address972 TOWER RD, WINNETKA, IL 60093-1942

Mortgage

Document Number0008523155
DateMar 26, 2026
Instrument2608523155
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate6.37%

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMar 19, 2025
Property Address972 TOWER RD, WINNETKA, IL 60093-1942
Document Number0007818135
Instrument DateMar 05, 2025
Instrument2507818135
Transaction TypeTransfer
Record UpdatedMay 08, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address972 TOWER RD, WINNETKA, IL 60093-1942

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address972 TOWER RD, WINNETKA, IL 60093-1942

Mortgage

Document Number0007818136
DateMar 19, 2025
Instrument2507818136
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

November 2024: Deed, Transfer

Document TypeDeed
JurisdictionCOOK IL
Recording DateNov 15, 2024
Property Address972 TOWER RD, WINNETKA, IL 60093-1942
Document Number0032024221
Instrument DateOct 30, 2024
Instrument2432024221
Transaction TypeTransfer
Record UpdatedMay 08, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$699.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address972 TOWER RD, WINNETKA, IL 60093-1942

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 22, 2023
Property Address972 TOWER RD, WINNETKA, IL 60093-1942
Document Number0032633324
Instrument DateNov 14, 2023
Instrument2332633324
Transaction TypeTransfer
Record UpdatedMay 08, 2026
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

AmountAmount Recorded
Tax$665.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address972 TOWER RD, WINNETKA, IL 60093-1942

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 19, 2021
Property Address972 TOWER RD, WINNETKA, IL 60093-1942
Document Number0020008685
Instrument DateJun 28, 2021
Instrument2120008685
Transaction TypeTransfer
Record UpdatedMay 08, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address972 TOWER RD, WINNETKA, IL 60093-1942

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address972 TOWER RD, WINNETKA, IL 60093-1942

Mortgage

Document Number0020008686
DateJul 19, 2021
Instrument2120008686
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate3%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 12, 2017
Property Address972 TOWER RD, WINNETKA, IL 60093-1942
Document Number1716316204
Instrument DateJun 06, 2017
Instrument16316204
Transaction TypeTransfer
Record UpdatedJun 28, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$421.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3205 MERRICK DR PEACHTREE CITY GA 302696663, PEACHTREE CITY, GA 30269-6663

Mortgage

Document Number1716316205
DateJun 12, 2017
Instrument16316205
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 11, 2047

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$71,001 (+26.79%) Land $19,751 Building $51,250$710,010 (+26.79%) Land $197,510 Building $512,500
2023$12,982.00 (+6.22%)
2022$12,222.00 (+21.6%)$55,999 (+44.58%) Land $24,139 Building $31,860$559,990 (+44.58%) Land $241,390 Building $318,600
2021$10,051.00$38,732 Land $16,458 Building $22,274$387,320 Land $164,580 Building $222,740

Flood & Wildfire

972 Tower Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Tower Rd

Nearby Streets

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