964 Tower Rd, Winnetka, IL 60093 Property Records

Cook County property record for 964 Tower Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,040 sqft · built 1918
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Oct 2002)
Tax Bill	$16,387 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-17-400-003`

Property Details

APN / Parcel Number

Primary APN	`05-17-400-003`
Alternative APN	`05-17-400-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Old Style
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	964 TOWER RD
City	WINNETKA
State	IL
Zip	60093-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINNETKA) PARK (BLUFFS) SUB IN SEC17 20 & SEC 16-42-13
Legal Range	13E
Legal Township	42N
Legal Section	16
Legal Subdivision	WINNETKA PARK BLUFFS
Legal Block	5
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1011
Census Tract	800400

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	964 TOWER RD, WINNETKA, IL 60093-1942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2002 · Amount on Record
Deed Sale	Oct 22, 2002 · Amount on Record
Prior Sale	Jun 24, 1998 · Amount on Record
Deed Document Number	200260661
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	964 TOWER RD, WINNETKA, IL 60093-1942
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 TOWER RD, WINNETKA, IL 60093-1942

Mortgage

Document Number	0026602158
Date	Sep 23, 2025
Instrument	2526602158

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	964 TOWER RD, WINNETKA, IL 60093-1942
Document Number	1730547028
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	964 TOWER RD WINNETKA IL 600931942, WINNETKA, IL 60093-1942

Mortgage

Document Number	1730547028
Date	Nov 1, 2017
Instrument	30547028

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,000 (+33.78%) Land $20,250 Building $78,750	$990,000 (+33.78%) Land $202,500 Building $787,500
2023	$16,387.00 (+6.38%)
2022	$15,404.00 Homeowner's exemption	$74,000 Land $24,750 Building $49,250	$740,000 Land $247,500 Building $492,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1980–2019)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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