972 Steele Way, Galt, CA 95632 Property Records

Sacramento County property record for 972 Steele Way, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,428 sqft · built 2002
Lot Size	0.179 acres (7,807 sqft)
Owner	2 Individual Names on File
Last Sale	$259,500 (Nov 2002)
Tax Bill	$4,429 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0900-013-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0900-013-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,020 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,807 sqft (0.179 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	972 STEELE WAY
City	GALT
State	CA
Zip	95632-3767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS 02C, LOT 426
Legal Subdivision	RIVER OAKS 02C
Legal Lot Number	426
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1012
Census Tract	9409

Owner

Source: Sacramento County records · APN 148-0900-013-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	972 STEELE WAY, GALT, CA 95632-3767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2002 · Amount on Record
Deed Sale	Nov 06, 2002 · Amount on Record
Deed Book / Page	20021106 / 2315
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	972 STEELE WAY, GALT, CA 95632-3767
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 STEELE WAY, GALT, CA 95632-3767

Mortgage

Document Number	0000000373
Date	May 14, 2021
Instrument	202105140373

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	972 STEELE WAY, GALT, CA 95632-3767
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 STEELE WAY, GALT, CA 95632-3767

Mortgage

Document Number	0000000339
Date	Feb 20, 2026
Instrument	202602200339

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	972 STEELE WAY, GALT, CA 95632-3767
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 STEELE WAY, GALT, CA 95632-3767

Mortgage

Document Number	5140000000373
Date	May 14, 2021
Book Page	20210514/373

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	972 STEELE WAY, GALT, CA 95632-3767
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000828
Date	Mar 14, 2017
Book Page	20170314/0828

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	972 STEELE WAY, GALT, CA 95632-3767
Document Number	1911211517
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	972 STEELE WAY GALT CA 956323767, GALT, CA 95632-3767

Mortgage

Document Number	1911211517
Date	Nov 21, 2019
Instrument	1911211517

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$383,144 (+2%) Land $73,849 Building $309,295
2025	$4,429.00 (+4.36%)	$375,632 (+4.04%) Land $72,401 Building $303,231
2024	$4,244.00 (-4.35%)
2023	$4,437.00 (+3.84%)	$361,048 Land $69,591 Building $291,457
2022	$4,273.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 449 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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