1051 Steele Way, Galt, CA 95632 Property Records

Sacramento County property record for 1051 Steele Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,428 sqft · built 2002
Lot Size	0.202 acres (8,788 sqft)
Owner	Individual Name on Record
Last Sale	$498,000 (Jul 2020)
Tax Bill	$6,307 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0900-010-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0900-010-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,408 sqft
2nd Floor Area	1,020 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,788 sqft (0.202 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1051 STEELE WAY
City	GALT
State	CA
Zip	95632-3768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIVER OAKS 02C, LOT 423
Legal Subdivision	RIVER OAKS 02C
Legal Lot Number	423
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1012
Census Tract	9409

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1051 STEELE WAY, GALT, CA 95632-3768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 18, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 23, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FNDG
Mar 24, 2020	Quit Claim Deed, Transfer PROMINENT ESCROW SERVICES INC, PROMINENT ESCROW SVCS INC
Mar 24, 2020	Grant Deed, Transfer FINANCIAL TITLE, FIN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Mar 24, 2020 · Amount on Record
Deed Book / Page	20200723 / 1791
Prior Transfer Date	Jul 13, 2005
Prior Transfer Doc	0000002240
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1051 STEELE WAY, GALT, CA 95632-3768
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 STEELE WAY, GALT, CA 95632-3768

Mortgage

Document Number	0000001404
Date	Dec 23, 2021
Instrument	2021122301404

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1051 STEELE WAY, GALT, CA 95632-3768
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 STEELE WAY, GALT, CA 95632-3768

Mortgage

Document Number	0000000120
Date	Feb 18, 2025
Instrument	202502180120

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jan 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 23, 2020
Property Address	1051 STEELE WAY, GALT, CA 95632-3768
Document Number	2007231791
Instrument Date	Jun 29, 2020
Instrument	2007231791
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	FINANCIAL TITLE, FIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 STEELE WAY GALT CA 956323768, GALT, CA 95632-3768

Mortgage

Document Number	2007231792
Date	Jul 23, 2020
Instrument	2007231792

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 24, 2020
Property Address	1051 STEELE WAY, GALT, CA 95632-3768
Document Number	2003240782
Instrument Date	Mar 19, 2020
Instrument	2003240782
Transaction Type	Transfer
Record Updated	Apr 23, 2020
Title Company	PROMINENT ESCROW SERVICES INC, PROMINENT ESCROW SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1051 STEELE WAY GALT CA 956323768, GALT, CA 95632-3768

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 24, 2020
Property Address	1051 STEELE WAY, GALT, CA 95632-3768
Document Number	2003240783
Instrument Date	Mar 11, 2020
Instrument	2003240783
Transaction Type	Transfer
Record Updated	Apr 23, 2020
Title Company	FINANCIAL TITLE, FIN TITLE

Transaction

Amount	Amount Recorded
Tax	$546.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4343 N SCOTTSDALE RD #390 SCOTTSDALE AZ 852513347, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$549,719 (+2%) Land $99,366 Building $450,353
2025	$6,307.00 (+4.4%)	$538,941 (+4.04%) Land $97,418 Building $441,523
2024	$6,041.00 (-2.63%)
2023	$6,204.00 (+3.94%)	$518,015 Land $93,636 Building $424,379
2022	$5,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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