972 Opal Dr, San Jose, CA 95117 Property Records

Santa Clara County property record for 972 Opal Dr, San Jose, CA 95117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 1953
Lot Size	0.247 acres (10,744 sqft)
Owner	2 Individual Names on File
Last Sale	$1,610,000 (Dec 2025)
Tax Bill	$6,606 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`299-26-004`

Property Details

APN / Parcel Number

Primary APN	`299-26-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
1st Floor Area	1,643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,744 sqft (0.247 acres)
Lot Dimensions	136 ft deep x 79 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	972 OPAL DR
City	SAN JOSE
State	CA
Zip	95117-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	TRACT 482 WILLIAMS ROAD HOMESITES BOOK 15 PAGE 47 LOT 50
Legal Subdivision	WILLIAMS ROAD HOMESITES
Legal Tract	482
Legal Lot Number	50
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4005
Census Tract	506302

Owner

972 Opal Dr is owned by two individuals who bought it in December 2025.

Source: Santa Clara County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	973 OPAL DR, SAN JOSE, CA 95117-2655
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage LELAND STANFORD JUNIOR UNIVERSITY
Dec 10, 2025	Deed of Trust, Mortgage LELAND STANFORD JUNIOR UNIVERSITY
Dec 10, 2025	Grant Deed, Transfer · Conventional Mortgage STANFORD FEDERAL CREDIT UNION A CRE
Sep 21, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Sep 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Deed Document Number	202525916299
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0025106497
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	972 OPAL DR, SAN JOSE, CA 95117-2654
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025916303
Date	Dec 10, 2025
Instrument	25916303

Lender

Name	LELAND STANFORD JUNIOR UNIVERSITY
Type	Private Party
Address	552 OCONNOR LN, STANFORD, CA 94305

Agreement

Amount	Amount on Record

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	972 OPAL DR, SAN JOSE, CA 95117-2654
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025916302
Date	Dec 10, 2025
Instrument	25916302

Lender

Name	LELAND STANFORD JUNIOR UNIVERSITY
Type	Private Party
Address	552 OCONNOR LN, STANFORD, CA 94305

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 10, 2025
Property Address	972 OPAL DR, SAN JOSE, CA 95117-2654
Document Number	0025916299
Map Reference	MB 15 PG 47
Instrument Date	Nov 25, 2025
Instrument	25916299
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,084.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	973 OPAL DR, SAN JOSE, CA 95117-2655

Mortgage

Document Number	0025916300
Date	Dec 10, 2025
Instrument	25916300

Lender

Name	STANFORD FEDERAL CREDIT UNION A CRE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0025916301
Date	Dec 10, 2025
Instrument	25916301

Lender

Name	LELAND STANFORD JUNIOR UNIVERSITY
Type	Private Party
Address	552 OCONNOR LN, STANFORD, CA 94305

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2021
Property Address	972 OPAL DR, SAN JOSE, CA 95117-2654
Document Number	0025106499
Map Reference	MB 15 PG 47
Instrument Date	Sep 13, 2021
Instrument	25106499
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	972 OPAL DR, SAN JOSE, CA 95117-2654

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2021
Property Address	972 OPAL DR, SAN JOSE, CA 95117-2654
Document Number	0025106497
Map Reference	MB 15 PG 47
Instrument Date	Sep 13, 2021
Instrument	25106497
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 OPAL DR, SAN JOSE, CA 95117-2654

Mortgage

Document Number	0025106498
Date	Sep 21, 2021
Instrument	25106498

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 972 Opal Dr was $6,606.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,610,000 (+286.97%) Land $1,207,500 Building $402,500
2025	$6,606.00 Homeowner's exemption	$416,050 Land $277,375 Building $138,675
2023	$6,256.00 (+0.4%) Homeowner's exemption	$399,896 Land $266,605 Building $133,291
2022	$6,231.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 972 Opal Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 972 Opal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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