Winona County property record for 972 E 5th St, Winona, MN 55987
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,216 sqft · built 1951 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,678 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2021 Mortgage |
| APN | 32.155.0320 |
| Primary APN | 32.155.0320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 140 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 86 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 972 E 5TH ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-25 TWP-107 RANGE-007 FAIRFAX ADDITION LOT-013 BLOCK-005 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 25 |
| Legal Subdivision | FAIRFAX ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 670700 |
Source: Winona County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 972 E 5TH ST, WINONA, MN 55987-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 972 E 5TH ST, WINONA, MN 55987-4612 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 972 E 5TH ST, WINONA, MN 55987-4612 |
| Document Number | 0000T11448 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | T11448 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 972 E 5TH ST, WINONA, MN 55987-4612 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10892 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 10892 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Winona County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,678.00 (+34.89%) | ||
| 2025 | $167,600 (+6.55%) Land $36,000 Building $131,600 | $167,600 (+6.55%) Land $36,000 Building $131,600 | |
| 2023 | $1,244.00 Homeowner's exemption | $157,300 Land $34,600 Building $122,700 | $157,300 Land $34,600 Building $122,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winona serves 27,782 people · EPA ID MN1850013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Hiawatha Broadband Communications, Verizon.
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