963 E 5th St, Winona, MN 55987 Property Records

Winona County property record for 963 E 5th St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,124 sqft · built 1940
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Nov 2017)
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Nov 2017 Sale & Mortgage
APN	`32.155.0770`

Property Details

APN / Parcel Number

Primary APN	`32.155.0770`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	288 sqft
Gazebo	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	963 E 5TH ST
City	WINONA
State	MN
Zip	55987-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-107 RANGE-007 FAIRFAX ADDITION LOT-003 BLOCK-011 WLY 1/2 LOT 3 & ALL LOT 4 BLK 11
Legal Range	007
Legal Township	107
Legal Section	25
Legal Subdivision	FAIRFAX ADDITION
Legal Block	11
Legal Lot Number	3-4
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2047
Census Tract	670700

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	963 E 5TH ST, WINONA, MN 55987-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Warranty Deed, Transfer · ARM ALTRA FCU
Nov 1, 2017	Warranty Deed, Transfer · ARM MINNESOTA SECURED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	201710337
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 1, 2017
Property Address	963 E 5TH ST, WINONA, MN 55987-4613
Document Number	10337
Instrument Date	Oct 30, 2017
Instrument	10337
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	MINNESOTA SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 E 5TH ST, WINONA, MN 55987-4613

Mortgage

Document Number	10338
Date	Nov 1, 2017
Instrument	10338

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.45%
Index	1-Year CMT
Max Rate	10.4%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 1, 2017
Property Address	963 E 5TH ST, WINONA, MN 55987-4613
Document Number	010337
Instrument Date	Oct 30, 2017
Instrument	010337
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	MINNESOTA SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 E 5TH ST, WINONA, MN 55987-4613

Mortgage

Document Number	, 010338
Date	Nov 1, 2017
Instrument	010338

Lender

Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.45%
Index	1-Year T-Bill
Max Rate	10.4%

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,990.00 (+24.38%)
2025		$192,000 (+5.44%) Land $50,400 Building $141,600	$192,000 (+5.44%) Land $50,400 Building $141,600
2023	$1,600.00 Homeowner's exemption	$182,100 Land $48,200 Building $133,900	$182,100 Land $48,200 Building $133,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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