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972 Castlegate Ct, Lake Forest, IL 60045 Property Records

Lake County property record for 972 Castlegate Ct, Lake Forest, IL 60045 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,744 sqft · built 1964
Lot Size0.783 acres (34,125 sqft)
Owner2 Individual Names on File
Last Sale$850,000 (Sep 2025)
Tax Bill$15,199 (2024)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-31-202-006

Property Details

APN / Parcel Number

Primary APN12-31-202-006

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,744 sqft Living Area
Gross Area5,252 sqft
1st Floor Area2,744 sqft
Basement Area1,372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area34,125 sqft (0.783 acres)
Garage TypeAttached
Garage Area785 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area1,691 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address972 CASTLEGATE CT
CityLAKE FOREST
StateIL
Zip60045-1664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURTONS PETITE ESTATES LOT 11
Legal SubdivisionBURTONS PETITE ESTATES
Legal Lot Number11
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group3
Census Block3022
Census Tract863500

Owner

Source: Lake County records · APN 12-31-202-006

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address972 CASTLEGATE CT, LAKE FOREST, IL 60045-1664
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2025 · Amount on Record
Deed SaleSep 09, 2025 · Amount on Record
Deed Document Number20258120295
Prior Transfer DateFeb 10, 2003
Prior Transfer Doc0005121603
Record UpdatedJun 08, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IL
Recording DateSep 09, 2025
Property Address972 CASTLEGATE CT, LAKE FOREST, IL 60045-1664
Document Number0008120295
Map ReferenceDOC 282430
Instrument DateAug 18, 2025
Instrument8120295
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressLAKE FOREST, IL 60045

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address972 CASTLEGATE CT, LAKE FOREST, IL 60045-1664

Mortgage

Document Number0008120296
DateSep 09, 2025
Instrument8120296
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2040
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$279,880 (+3.79%) Land $136,956 Building $142,924$839,724 (+3.79%) Land $410,909 Building $428,815
2024$15,199.00 (+10.34%)$269,660 (+8.48%) Land $131,955 Building $137,705$809,061 (+8.48%) Land $395,905 Building $413,156
2023$13,775.00 (+2.9%)$248,580 (+3.95%) Land $121,640 Building $126,940$745,814 (+3.95%) Land $364,956 Building $380,858
2022$13,387.00$239,139 Land $117,020 Building $122,119$717,489 Land $351,095 Building $366,394

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978635003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2007)
Claims Outside the SFHA4 of 7
Most Recent ClaimAug 2007, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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